Betterment | Schwab Intelligent Portfolios | ||||||||
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Cash Drag | 0.00% |
0.41% |
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Management Fee | 0.25% |
0.00% |
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Average ETF Expense Ratio | 0.07% - 0.15%2 |
0.06% - 0.20% |
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Personalization | |||||||||
Goal Tracking | |||||||||
External Account Analysis
Get advice from Betterment on your outside investments. Sync your outside accounts, such as other investments and bank accounts, to see if you’re losing money to high fees and uninvested cash. |
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Tax Loss Harvesting+
Betterment automates tax loss harvesting so you don't have to worry if it's being done correctly or at the right time. |
Yes |
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Tax Coordinated Portfolio
Betterment automates your asset location strategy to help increase your after-tax portfolio value by an estimated 15% over 30 years. |
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Tax Impact Preview
Tax Impact Preview automatically calculates and shows you the potential tax implications of a withdrawal or allocation change before you take action. |
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Automatic Rebalancing
Rebalancing can help maintain your desired risk level. Betterment rebalances your portfolio dynamically, efficiently and automatically as you invest. |
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Security | |||||||||
Two-Factor Authentication Login | |||||||||
Customer Service Seven Days A Week | |||||||||
Licensed Financial Expert Access | |||||||||
Brokerage Services Provider | Betterment Securities is an SEC registered broker-dealer and member FINRA/SIPC. |
Charles Schwab & Co., Inc. is member SIPC, and Charles Schwab Investment Advisory, Inc. is an SEC registered broker/dealer and member FINRA. |
Our Commitment The new way of managing money puts you first.
We're a fiduciary, which means we act in your best interests. We're not incentivized to recommend certain funds, and we don't have our own investment products to sell. That means we'll do what we believe is right for you.

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"The bottom line: Betterment is a clear leader among robo-advisors."
Nerd Wallet3 -
"Betterment pioneered the robo advisor industry as we know it today."
The Balance4 -
"This app is a good option for those who want more hands-off investing..."
Mashable