We're built to lower fees and seek higher returns

We combine personalized advice from licensed financial experts with modern, intuitive technology to help you invest smarter—all for one low, transparent fee.

	Betterment	Schwab Intelligent Portfolios
Cash Drag	0.00%	0.41% Potential Annual Cost¹
Management Fee	0.25%	0.00%
Average ETF Expense Ratio	0.07% - 0.15%²	0.06% - 0.20%
Personalization
Goal Tracking
External Account Analysis Get advice from Betterment on your outside investments. Sync your outside accounts, such as other investments and bank accounts, to see if you’re losing money to high fees and uninvested cash.
Tax Loss Harvesting+ Betterment automates tax loss harvesting so you don't have to worry if it's being done correctly or at the right time.		Yes $50k account min. to use this service
Tax Coordinated Portfolio Betterment automates your asset location strategy to help increase your after-tax portfolio value by an estimated 15% over 30 years.
Tax Impact Preview Tax Impact Preview automatically calculates and shows you the potential tax implications of a withdrawal or allocation change before you take action.
Automatic Rebalancing Rebalancing can help maintain your desired risk level. Betterment rebalances your portfolio dynamically, efficiently and automatically as you invest.
Security
Two-Factor Authentication Login
Customer Service Seven Days A Week
Licensed Financial Expert Access
Brokerage Services Provider	Betterment Securities is an SEC registered broker-dealer and member FINRA/SIPC.	Charles Schwab & Co., Inc. is member SIPC, and Charles Schwab Investment Advisory, Inc. is an SEC registered broker/dealer and member FINRA.

What we do Technology helps you make the most of your money.

Portfolio rebalancing. Tax-efficient investing. Asset location. Globally diversified portfolio. We automate these investing strategies to make them more efficient and available to you.

Woman sitting on a couch while looking at her phone as sunlight and stars expand out of the screen..

Our Commitment The new way of managing money puts you first.

We're a fiduciary, which means we act in your best interests. We're not incentivized to recommend certain funds, and we don't have our own investment products to sell. That means we'll do what we believe is right for you.

"The bottom line: Betterment is a clear leader among robo-advisors."
Nerd Wallet³
"Betterment pioneered the robo advisor industry as we know it today."
The Balance⁴
"This app is a good option for those who want more hands-off investing..."
Mashable

We're built to lower fees and seek higher returns

What we do Technology helps you make the most of your money.

Our Commitment The new way of managing money puts you first.

Invest smarter.