Easy
Get started with as little as $10 and use our top-rated mobile app to invest on the go.
INVESTING MADE BETTER
Meet the app that gives you the tools, inspiration, and support you need to become a better investor.
Investing built for a better future.
Whether you’re starting with $10 or $10M, we’re here to help you earn more money.
Optimized
We put the robots to work for you, with automated tools and strategies that help unlock your money’s potential.
Personalized
Get guidance on what’s right for you and your money. Or, take the lead and invest your way.
Investing is the key to building wealth.
Slide the coin and see how your money can grow over time:
Monthly deposit
$200
Typical savings account
$72,763
Investing account after 30 years
$235,213
Chart is a hypothetical comparison. Investing involves risk of loss and performance is not guaranteed. See details
Assumptions and disclosures
Savings accounts carry minimal risk of loss of value (savings in a bank account are protected by the FDIC up to $250,000), while investments involve risk of loss of value, due to market ups and downs.
Compound interest rate of return is assumed to be 0.07% compounded monthly and is equivalent to the national average savings account interest rate as of March 31, 2021, as reported by the FDIC for deposits under $100,000. Annual investment return is assumed to be 7% each year. The investment performance is not attributable to any actual Betterment portfolio nor does it reflect any specific Betterment performance. As such, it is not net of any management fees. The balance projections are based on an initial deposit equal to the monthly deposit selected. Monthly recurring deposits, equal to the monthly deposit amount selected, are assumed to be made at the beginning of the month and interest is paid and investing returns are reflected in balance at the end of the month. All investing returns and interest paid are assumed to be immediately reinvested. Hypothetical examples are for illustrative purposes only, and market conditions can and will impact performance.
What makes Betterment better?:
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Build your ultimate account.
Invest your way, with various portfolio options, adjustable risk levels, and savings features.
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Diversified investing.
Our portfolios are made of ETFs (rather than a few stocks) to help your money grow with less volatility.
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Transparent pricing.
Keep things simple with one low, annual fee of 0.25%.
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Invest with your values.
Our Socially Responsible Investing helps you make an impact without sacrificing your performance goals.
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Save on taxes.
Get automated and optimized tax strategies to help you take home more.
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Track your finances.
Connect all outside accounts and manage your financial life in one place.
Betterment today.
Better tomorrow.
Still have questions?
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1 Accurate as of 04.01.2021. Current rating can be found on Betterment's App Store listing and is subject to change. Rating is based on the average of all total app reviews from App Store®. App Store users are not required to be Betterment clients to rate the app. Rating is not necessarily representative of any one client's experience, nor is it indicative of investor performance. "Top Rated Personal Finance App" category awarded to finance apps above 4 stars ratings by the App Store, and individual reviewer experience may vary.