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Betterment

Save, invest, retire

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Retirement Prep Starts Today

What’s the difference between “the future” and a retirement you can look forward to? A plan. We’ve helped hundreds of thousands of people plan ahead for the life they want in retirement. Here’s how it works.

Open your account

Retirement Prep Starts Today

What’s the difference between “the future” and a retirement you can look forward to? A plan. Here’s how Betterment's retirement plan works.

Open your account
Step one

Start saving.

You might be saving now and wondering: Is it enough? We’ll give you advice on how much to save based on what you want to spend in retirement. Start investing with us right away, no matter how much you’re starting with.

Step two

Build out your plan.

With more details, we can help you decide how to save, from IRAs to rollovers. Then, based on your details, we’ll customize your plan with auto-deposits and tax-smart features, and put your money to work. That’s right—we’ll handle it all behind the scenes.

Step three

See your progress.

We’ll keep you up-to-date on all the ways we’re optimizing your account, from portfolio rebalancing to tax savings. As your fiduciary, we’re acting in your best interest, so you can sit back and watch your retirement plan in action.

Open your account

Plan now so you can live better then.

Open your account

Getting into the details

Did you know? Betterment offers 401(k) plans.

Learn more about what Betterment can do for your company.

Betterment 401(k)