RetireGuide calculates your retirement gap, or the difference between how much money you'll have and how much you'll need. Unlike other retirement tools, RetireGuide takes everything in your life into account: where you live, your current savings, your income and tax rate, and your spouse's holdings. Your RetireGuide plan refreshes daily based on your account balances to give you more accurate advice. Learn more.
Get one place to sync and view all of your savings accounts — even if they’re with other providers.
Your customized plan automatically reflects market changes and is ready to adjust to the shifts in your life.
Our approach is based on extensive research and backtested to provide a tailored experience.
"I want to be able to see the girls grow up and whatever it is that their families look like. And I want to be able to be responsible with our medical expenses, whenever it's time to get support and medical help as we age."
"A comfortable retirement means being able to afford my current lifestyle, where I'm able to go back and forth between my city and country homes. I love a variety and contrast of a city, which offers culture, healthcare, friends, food, and business, versus the country, which offers nature, sports, and friends."
Roll over an old 401(k) or IRA into Betterment’s diversified portfolio, with the optimal level of risk for your retirement goals. Or, open an IRA today.
"We're here to serve you 7 days a week. Betterment provides a dedicated rollover concierge to each customer rolling over retirement assets. Betterment support is available to speak with your current 401(k) or IRA provider to make sure the transition of assets is completed smoothly."
Archana Burra | Rollover Concierge
Never run out of money. We use technology, investment expertise, and a fresh take on withdrawal methodology to provide sustainable cash flow while you enjoy retirement. Learn more.
Investing with Betterment over a mutual fund could save you $162,000 in fees over 30 years. That's enough to buy a small boat.
Our goal-based investing framework and advice algorithms let you know if you are on track to reach your investment goals in seconds.
The Betterment portfolio is designed to achieve optimal returns at every level of risk.
Our investment experts constantly evaluate the best ways to put your money to work. Betterment portfolios are completely liquid, and you can access your money at any time.
Holistic Financial Planning
Quantitative & Behavioral Finance
Quantitative Portfolio Management
Capital Markets & Trade Execution
It only takes 5 minutes to learn if you should make adjustments to your plan.
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