Retirement income doesn't have to be a guessing game
A Solution That Safeguards Your Financial Future
Stop questioning how much money you have to live on. Betterment manages risk without sacrificing market returns or flexibility to provide reliable retirement income from your portfolio.
How does Betterment provide the best solutions for retirees?
-
1. Tell us your needs.
Everyone's situation is unique – tell us how long you need your retirement savings to last and how much you anticipate needing.
- >
-
2. We give you advice.
We take the information you give us, recommend an allocation, and tell you a safe amount to withdraw from your nest egg. Portfolio performance and inflation are factored into our ongoing advice, but you have the final say.
- >
-
3. Pay yourself.
Set up auto-withdrawals directly from Betterment to your checking account. It's like you never stopped receiving a paycheck.
What makes Betterment's retirement income better than other retirement income options?
-
Flexibility
Annuities can be secure, but lock up your cash and can charge high fees.
-
Higher Expected Returns
CDs and bond ladders have rock-bottom returns.
-
Peace of Mind
We go beyond conventional wisdom like the 4% Rule, providing a thoughtful solution for your money.
"Betterment has always been a great way for retirees to invest. Our retirement income makes the service even more advantageous for retirees by providing better planning and an answer to the most burning question: 'How much can I safely withdraw in retirement?' Betterment now gives customers a low cost solution that is more customized and flexible than any other retirement income product in the industry."
Alex Benke, CFP® and Product Manager- LISA HUANG, PhD Portfolio Specialist
- ALEX BENKE, CFP® Product Manager
- DAN EGAN Director of Investing
Let our software and design drive your performance.
-
Customer Service
Our experts are on hand 7 days a week to answer your questions by phone, email or live chat.
-
Automated Withdrawals
Set automatic transfers from your Betterment account to your checking account on a schedule.
-
Automated Rebalancing
With regular, automated rebalancing your asset allocation never drifts excessively.
-
Smart Dividend Re‑investment
ETF dividends are intelligently used to shore up imbalances in your account, helping to avoid taxable transactions.
-
Tax Inoculation
Short-term capital gains exposure is kept to a minimum with automated account management.
-
Access and Liquidity
Get into the market quickly – and access your money without delay.
-
Timely Execution
Our proprietary trading platform nets out trades before going to market, getting you better prices.
-
Elegant Investing
One click deposits, withdrawals, and asset allocation. Timely and electronic statements.
Customer Service
Our experts are on hand 7 days a week to answer your questions by phone, email or live chat.
Automated Withdrawals
Set automatic transfers from your Betterment account to your checking account on a schedule.
Automated Rebalancing
With regular, automated rebalancing your asset allocation never drifts excessively.
Smart Dividend Re‑investment
ETF dividends are intelligently used to shore up imbalances in your account, helping to avoid taxable transactions.
Tax Inoculation
Short-term capital gains exposure is kept to a minimum with automated account management.
Access and Liquidity
Get into the market quickly – and access your money without delay.
Timely Execution
Our proprietary trading platform nets out trades before going to market, getting you better prices.
Elegant Investing
One click deposits, withdrawals, and asset allocation. Timely and electronic statements.