Everyone's situation is unique – tell us how long you need your retirement savings to last and how much you anticipate needing.
We take the information you give us, recommend an allocation, and tell you a safe amount to withdraw from your nest egg. Portfolio performance and inflation are factored into our ongoing advice, but you have the final say.
Set up auto-withdrawals directly from Betterment to your checking account. It's like you never stopped receiving a paycheck.
Annuities can be secure, but lock up your cash and can charge high fees.
CDs and bond ladders have rock-bottom returns.
We go beyond conventional wisdom like the 4% Rule, providing a thoughtful solution for your money.
"Betterment has always been a great way for retirees to invest. Our retirement income makes the service even more advantageous for retirees by providing better planning and an answer to the most burning question: 'How much can I safely withdraw in retirement?' Betterment now gives customers a low cost solution that is more customized and flexible than any other retirement income product in the industry."Alex Benke, CFP® and Product Manager