RETIREMENT SAVINGS CALCULATOR

Calculate how much you'll need in retirement, and what you should save to get there.

GO BEYOND CALCULATORS

Experience Betterment's advanced retirement planning tools.

At Betterment, we believe in giving you a sense of your full financial picture. It’s key in helping you achieve that nice little retirement you’re planning. How do we do it? With our suite of planning tools and holistic retirement advice.

Tell us a bit about you.

We’ll get to know you on our platform. What does your dream retirement look like? How much have you saved?

Sync external accounts.

We’ll project your retirement income, provide a plan, and analyze your accounts outside of Betterment.

Track your progress.

Our advice is integrated with your goals. See where you stand and how you can stay on track for retirement.

We’ll manage it.

With your goals in mind, we’ll build you a personalized portfolio and manage it with tax-smart technology.

YOUR ADVICE EXPERIENCE

Retirement advice designed for you.

Our advice involves more than just settling on a final number. We’ll help you find high fees, idle cash, and allocations out of line with your goals. And we’ll help you figure out how to save and how much to save to help stay on track for the retirement you deserve.

ADVICE ON THE GO

Access financial experts—anytime, anywhere.

Our advice doesn’t stop with planning tools. When that burning question hits, you can message a licensed expert on our mobile app for guidance. As your fiduciary, we’re required to make recommendations in your best interest. (And, frankly, we like it that way.)

Explore your first goal

Safety Net

This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.

Retirement

Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.

General Investing

If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.

Smart Saver

You could earn 20X more than a typical savings account with our low-risk investing account for your extra cash.

How would you like to get started?

Your first step toward a smarter investing future starts here.

Create a Betterment account

Go ahead and join the smart, modern way to invest.

See what we can do for you

Tell us a bit about yourself, and we'll show you the benefits of investing with us.

Get a free investing checkup

Help us get a sense of your investing approach and see how you could improve.

Transfer a 401(k) or an IRA

Move an existing retirement account into a Betterment IRA.

Download the mobile app

Enjoy the Betterment experience anywhere on the go.