Technology-driven tax loss harvesting

ADVANCED TAX-SAVING STRATEGY What is Tax Loss Harvesting+?

Tax loss harvesting is the practice of selling a security that has experienced a loss. By realizing, or "harvesting" a loss, investors are able to offset taxes on both gains and income. The sold security is replaced by a similar one, ideally maintaining an optimal asset allocation and expected returns.

A glass of lemonade, with an overlay that indicates that tax losses have been harvested.
  • The upside to capital losses.

    Realized losses on investments can offset gains and reduce ordinary taxable income by as much as $3K per year.

  • Making it accessible.

    Tax Loss Harvesting+ is automated once enabled and available at no additional cost to investors who are managing money with us.

  • Optimizing the strategy.

    Tax Loss Harvesting+ looks for opportunities to harvest regularly and is designed to minimize tax impact.


Betterment does not provide tax advice. TLH is not suitable for all investors. Learn more.

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