Why don’t I see the Instant option when I make a withdrawal?

Being a Betterment Plus member or Advised client doesn’t guarantee that every withdrawal can be sent instantly. Each withdrawal has to qualify. The most common reasons this option may not appear include:

  • Your external bank account hasn’t been verified as yours
  • Your bank doesn’t support instant payments
  • The amount is below the $10 minimum or above your daily limit
  • The withdrawal isn’t from a supported account, like Cash Reserve

If your withdrawal doesn’t qualify to be “Instant”, you’ll still see the standard withdrawal timeline.