Coming in 2026, Betterment Securities will offer a Fully Paid Securities Lending (FPSL) program to give eligible Betterment clients the opportunity to earn extra income on the investments they already own. Through our clearing partner, Apex, you lend fully paid stocks and ETFs from your Betterment account to institutional borrowers—typically for short selling or trade settlement. You’ll share in the income generated from these loans, while maintaining economic ownership of your investments including the ability to sell your shares at any time. You can also opt-out of FPSL through the Settings page of your account at any time.
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