Securities lending lets you earn extra income by temporarily loaning your stocks and ETFs to other investors—without selling any of your investments. If there's demand, Betterment lends your shares on your behalf and passes the income on to you every month. You stay fully invested and can sell your shares at any time. Think of it like becoming the bank: your assets are still yours, they're just working a little harder in the background.
Betterment handles everything automatically through our clearing partner, Apex. You can opt in or opt out whenever you want through your account Settings.
