Securities lending lets eligible clients earn extra income by temporarily loaning your stocks and ETFs to other investors—without selling any of your investments. If there's demand, Betterment Securities lends your shares on your behalf and passes the income on to you every month. You stay fully invested and can sell your shares at any time. Think of it like becoming the bank: your assets are still yours, they're just working a little harder in the background.
Betterment Securities handles it automatically through our clearing partner Apex. You can opt in or opt out whenever you want through your account Settings.
