How do I withdraw money back to my bank, and how long does it take?

Please see our helpful guidelines on Withdrawal instructions and Transaction timelines. If you choose to use the instant transfer option to Cash Reserve, your transfer amount will appear in your Cash Reserve balance right away. However, it won’t begin earning interest until the funds are received at one or more Program Banks—typically within 1–3 business days. Learn more about transfers to/from your cash buying power.