Please see our helpful guidelines on Withdrawal instructions and Transaction timelines. If you choose to use the instant transfer option to Cash Reserve, your transfer amount will appear in your Cash Reserve balance right away. However, it won’t begin earning interest until the funds are received at one or more Program Banks—typically within 1–3 business days. Learn more about transfers to/from your cash buying power.
IRAs
You can submit a withdrawal (distribution) from your SDI IRA to a linked external bank account. Only available cash can be withdrawn. To withdraw more than your available cash balance, you’ll need to sell investments first.
IRA distributions are reported to the IRS and may have tax consequences. We recommend speaking with a tax professional before submitting a withdrawal.
