You can transfer eligible securities from another brokerage to your Betterment self-directed investing account via ACAT (Automated Customer Account Transfer). The minimum transfer amount is $10. See how to get started and learn more about ACATS transfers.
IRAs
You can roll over or transfer an IRA or 401(k) from another provider into your SDI IRA. Start the rollover or transfer in your Betterment account and select an IRA of the same type.
- ACAT transfers: Eligible securities move in-kind, along with any cash.
- Check rollovers: Funds are deposited as available cash in your SDI IRA.
- Betterment 401(k) rollovers: Investments in your Betterment 401(k) are sold, and the cash is transferred to your SDI IRA. Inherited IRAs are not eligible to receive a Betterment 401(k) rollover.
