A Custom portfolio lets you edit the holdings of a Betterment-built portfolio or build one from scratch, all with Betterment’s automated management and tax optimization built right in. To change your current Betterment portfolio strategy (Core, Socially Responsible Investing, etc.) to a Custom portfolio, follow these steps.
- Custom portfolios are available in individual taxable, IRA, joint taxable, and trust taxable accounts. They are not available in 401(k) accounts. If your account is part of a Tax-Coordinated Portfolio (TCP), a Custom portfolio can be the strategy when the other accounts in the TCP are IRAs or taxable accounts.
- Navigate to the relevant investing goal or account.
- Under “Portfolio strategy,” select “Change.”
- Select “Custom portfolio” from the list of options.
From there, you’ll be able to start building your Custom portfolio from scratch, or use a Betterment portfolio as a template starting with our recommended allocation.