Personalized guidance for you
Retiring, buying a home, having a child—these are exciting life moments that come with so many financial questions. Our tools and experts are here to help guide you along the way.
Get personalized advice based on your needs.
We start with your goal—the reason you're investing. Then, we make various recommendations: risk level, amount to invest, and type of account.
This type of personalized strategy is called "goal-based investing," and research shows it improves outcomes by encouraging optimal behavior and more precise wealth management.
We're here for the moments you hope for—and for the ones you might not expect.
If you're planning for retirement...
We'll advise you on how much to save, what types of accounts to invest in, and an optimal risk level based on when you want to retire.
If you're planning to buy a home...
We'll create a slightly more conservative portfolio, given that this is a short- to medium-term goal.
If you have a baby...
We're here to help you invest for your child's future.
If you switch jobs...
We're here to help you roll over old 401(k)s and IRAs to help you make the most of your money.
If you receive an inheritance...
Our experts can advise on how to invest it.
If the market goes down...
We're prepared, because our advice model factors in market downturns. We've also put guardrails in place to help prevent you from making decisions in the heat of the moment.
If you're not sure what to save for...
We have a goal for that. Often you don't have a specific reason to save but still want to grow your wealth over time. Allowing for flexibility, we'll provide allocation guidance according to the number of years you want to stay invested.
Get advice on your outside investments.
You can sync your outside accounts, such as other investments and bank accounts, to see if you're losing money to high fees and uninvested cash.
Lean on licensed experts and round-the-clock technology.
Our technology helps you get better returns, and our CFP® professionals and licensed financial experts are here if you need them.
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Member of Securities Investor Protection Corporation
Betterment Securities is a member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.
Looking out for investors' accounts is a legal duty.
Regulated by the SEC and a member of FINRA, our Broker-Dealer, Betterment Securities, follows a strict set of rules, designed to protect our investors' accounts.