Personalized guidance for you
Retiring, buying a home, having a child—these are exciting life moments that come with so many financial questions. Our tools and experts are here to help guide you along the way.
Get personalized advice based on your needs.
We start with your goal—the reason you're investing. Then, we make various recommendations: risk level, amount to invest, and type of account.
This type of personalized strategy is called "goal-based investing," and research shows it improves outcomes by encouraging optimal behavior and more precise wealth management.
We're here for the moments you hope for—and for the ones you might not expect.
If you're planning for retirement...
We'll advise you on how much to save, what types of accounts to invest in, and an optimal risk level based on when you want to retire.
If you're planning to buy a home...
We'll create a slightly more conservative portfolio, given that this is a short- to medium-term goal.
If you have a baby...
We're here to help you invest for your child's future.
If you switch jobs...
We're here to help you roll over old 401(k)s and IRAs to help you make the most of your money.
If you receive an inheritance...
Our experts can advise on how to invest it.
If the market goes down...
If you're not sure what to save for...
We have a goal for that. Often you don't have a specific reason to save but still want to grow your wealth over time. Allowing for flexibility, we'll provide allocation guidance according to the number of years you want to stay invested.
Get advice on your outside investments.
You can sync your outside accounts, such as other investments and bank accounts, to see if you're losing money to high fees and uninvested cash.
How would you like to get started?
Manage spending with Checking
Checking with a Visa® debit card for your daily spending.
Save cash and earn interest
Grow your cash savings for general use for upcoming expenses.
Invest for a long-term goal
Build wealth or plan for your next big purchase.
Invest for retirement
Set up traditional, Roth, or SEP IRAs to save for the golden years.
Are you on track for retirement?
Try our retirement calculator to see if you're retirement-ready.
Could your 401(k) be worth more?
Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.
Want more retirement guidance?
Read the latest on investing for retirement on our Resource Center.