Get on the path to a better financial future — in 60 seconds.
Don't wait another day to experience smarter investing.
Betterment invests your money at a fraction of the cost of traditional financial services.
We recommend the optimal level of risk based on your time horizon, and then automatically invest your money in our globally diversified portfolio of ETFs
Clean, intuitive interface.
We built our platform from the ground up to give customers an intuitive interface, designed to lead to better behavior and better expected returns.
What's made us the largest independent robo-advisor? Powerful tools, turnkey advice, and low fees. (Just ask our
A Smarter Investing Experience
Through diversification, automated rebalancing, better behavior, and lower fees, Betterment customers can expect 4.30% higher returns than a typical DIY investor.
Smarter Means Faster
Betterment's end-to-end investing experience means faster cash transfers and 60-second rollovers. Roll over your 401(k), traditional IRA, Roth IRA, or SEP IRA today.
Rollover Concierge, At Your Service
"We're here to serve you 7 days a week. Betterment provides a dedicated rollover concierge to each customer rolling over retirement assets. Betterment support is available to speak with your current 401(k) or IRA provider to make sure the transition of assets is completed smoothly."
Archana Burra | Rollover Concierge
Disclaimer: When deciding whether to rollover a 401(k) account or other retirement account, you should carefully consider your personal situation and preferences. Relevant factors may include that:
(i) 401(k) accounts may offer greater protection from creditors than IRAs.
(ii) In some cases, the ability to take penalty-free distributions at an earlier age or to defer minimum required distributions.
(iii) Some 401(k) accounts may also allow for loans or distributions in a broader set of circumstances than IRAs.
(iv) Some 401(k) plans may also offer specific educational and advisory services to participants that are unavailable to some IRAs.
(v) Some 401(k) plans may have lower fees and expenses than some IRAs.
(vi) Some IRAs may offer a broader range of investment options that some 401(k) plans.
(vii) Special tax rules may apply to the rollover of employer securities.
You should research the details of your 401(k) and speak to a tax and other advisors about whether the features of your 401(k) are relevant to your personal situation.
The rollover process is currently automated for rollovers from select providers. If you have a provider that is not part of our automated process, you will receive an email with a checklist for completing your rollover to Betterment. In processing you rollover request, Betterment will be acting at your direction.
Determine whether a traditional or Roth IRA is right for you with our IRA calculator.
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Security and Confidence
We are an SEC-registered investment advisor and our broker-dealer is a member of SIPC and FINRA.