Get on the path to a better financial future — in 60 seconds.
Betterment invests your money at a fraction of the cost of traditional financial services.
We recommend the optimal level of risk based on your time horizon, and then automatically invest your money in our globally diversified portfolio of ETFs
Clean, intuitive interface.
We built our platform from the ground up to give customers an intuitive interface, designed to lead to better behavior and better expected returns.
What's made us the largest independent robo-advisor? Powerful tools, turnkey advice, and low fees. (Just ask our
A Smarter Investing Experience
Through diversification, automated rebalancing, better behavior, and lower fees, Betterment customers can expect 4.30% higher returns than a typical DIY investor.
Smarter Means Faster
Betterment's end-to-end investing experience means faster cash transfers and 60-second rollovers. Roll over your 401(k), traditional IRA, Roth IRA, or SEP IRA today.
Rollover Concierge, At Your Service
"We're here to serve you 7 days a week. Betterment provides a dedicated rollover concierge to each customer rolling over retirement assets. Betterment support is available to speak with your current 401(k) or IRA provider to make sure the transition of assets is completed smoothly."
Archana Burra | Rollover Concierge
Disclaimer: When deciding whether to rollover a 401(k) account or other retirement account, you should carefully consider your personal situation and preferences. Relevant factors may include that:
(i) 401(k) accounts may offer greater protection from creditors than IRAs.
(ii) In some cases, the ability to take penalty-free distributions at an earlier age or to defer minimum required distributions.
(iii) Some 401(k) accounts may also allow for loans or distributions in a broader set of circumstances than IRAs.
(iv) Some 401(k) plans may also offer specific educational and advisory services to participants that are unavailable to some IRAs.
(v) Some 401(k) plans may have lower fees and expenses than some IRAs.
(vi) Some IRAs may offer a broader range of investment options that some 401(k) plans.
(vii) Special tax rules may apply to the rollover of employer securities.
You should research the details of your 401(k) and speak to a tax and other advisors about whether the features of your 401(k) are relevant to your personal situation.
The rollover process is currently automated for rollovers from select providers. If you have a provider that is not part of our automated process, you will receive an email with a checklist for completing your rollover to Betterment. In processing your rollover request, Betterment will be acting at your direction.
The offer is valid only for rollovers into Betterment IRA accounts. To qualify for 1 month free of Betterment service, you must roll over at least $10,000, up to $99,999, into a Betterment IRA account. To qualify for 2 months free of Betterment service, you must roll over at least $100,000, up to $499,999, into a Betterment IRA account. To qualify for 1 year of free Betterment service, you must roll over at least $500,000 into a Betterment IRA account. Your participation is subject to the following terms and agreements: To qualify, the rollover must be initiated after July 11, within 30 days of your initial sign up date, and completed within 75 days of your initial sign up date. This promotion is not valid with any other offers and is non-transferable. Offer available to U.S. residents only.
Free time does not apply to 401(k) accounts offered through Betterment for Business, which are subject to a separate fee schedule.
Betterment reserves the right to terminate this offer at any time, to determine when to apply the free Betterment service, to limit account bonuses you are eligible to receive, and to refuse or recover any promotion award if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment Account Agreements have been violated.
This is not intended to be relied upon as investment advice, and is being provided solely for marketing and educational purposes. Betterment does not make recommendations as to whether you should roll over an existing account.
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We are an SEC-registered investment advisor and our broker-dealer is a member of SIPC and FINRA.