Get on the path to a better financial future — in 60 seconds.
Start a rollover by February 15 and we'll give you free time on your entire account.
The more you roll over, the more time you get for free.
|$10,000 - $99,999
||2 months free
|$100,000 - $499,999
||4 months free
|$500,000 or more
||12 months free
Betterment invests your money at a fraction of the cost of traditional financial services.
We recommend the optimal level of risk based on your time horizon, and then automatically invest your money in our globally diversified portfolio of ETFs
Clean, intuitive interface.
We built our platform from the ground up to give customers an intuitive interface, designed to lead to better behavior and better expected returns.
What’s made us the largest robo-advisor? Powerful tools, turnkey advice, and low fees. (Just ask our 125,000+ customers.)
A Smarter Investing Experience
Through diversification, automated rebalancing, better behavior, and lower fees, Betterment customers can expect 4.30% higher returns than a typical DIY investor.
Smarter Means Faster
Betterment's end-to-end investing experience means faster cash transfers and 60-second rollovers. Roll over your 401(k), traditional IRA, Roth IRA, or SEP IRA today.
Rollover Concierge, At Your Service
"We're here to serve you 7 days a week. Betterment provides a dedicated rollover concierge to each customer rolling over retirement assets. Betterment support is available to speak with your current 401(k) or IRA provider to make sure the transition of assets is completed smoothly."
Archana Burra | Rollover Concierge
Disclaimer: When deciding whether to rollover a 401(k) account or other retirement account, you should carefully consider your personal situation and preferences. Relevant factors may include that:
(i) 401(k) accounts may offer greater protection from creditors than IRAs.
(ii) In some cases, the ability to take penalty-free distributions at an earlier age or to defer minimum required distributions.
(iii) Some 401(k) accounts may also allow for loans or distributions in a broader set of circumstances than IRAs.
(iv) Some 401(k) plans may also offer specific educational and advisory services to participants that are unavailable to some IRAs.
(v) Some 401(k) plans may have lower fees and expenses than some IRAs.
(vi) Some IRAs may offer a broader range of investment options that some 401(k) plans.
(vii) Special tax rules may apply to the rollover of employer securities.
You should research the details of your 401(k) and speak to a tax and other advisors about whether the features of your 401(k) are relevant to your personal situation.
The rollover process is currently automated for rollovers from select providers. If you have a provider that is not part of our automated process, you will receive an email with a checklist for completing your rollover to Betterment. In processing you rollover request, Betterment will be acting at your direction.
Determine whether a traditional or Roth IRA is right for you with our IRA calculator.
Get the information you need to help you lead a smarter financial life. Read More
Security and Confidence
We are an SEC-registered investment advisor and our broker-dealer is a member of SIPC and FINRA.
The offer is valid only for rollovers into Betterment IRA accounts. To qualify for 2 months free of Betterment service, you must roll over at least $10,000, up to $100,000, into a Betterment IRA account. To qualify for 4 months free of Betterment service, you must roll over at least $100,000, up to $500,000, into a Betterment IRA account. To qualify for 1 year of free Betterment service, you must roll over at least $500,000 into a Betterment IRA account. Your participation is subject to the following terms and agreements: To qualify, the rollover must be initiated by February 15, 2016 at 11:59:59 Eastern Standard Time and completed within 45 days of the rollover initiation date. This promotion is not valid with any other offers and is non-transferable. Offer available to U.S. residents only. The offer is valid only once per originating retirement account — multiple rollovers from the same originating retirement account do not qualify. Free time does not apply to 401(k) accounts offered through Betterment for Business, which are subject to a separate fee schedule. Betterment reserves the right to terminate this offer at any time, to determine when to apply the free Betterment service, to limit account bonuses you are eligible to receive, and to refuse or recover any promotion award if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment Account Agreements have been violated.