Get started with your Betterment 401(k)

Your employer chose Betterment to manage its 401(k) because we make investing for your future simple. Explore the resources below to get started—and find the motivation you need to take the first step.
Claim your account
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← Financial planning hub Get started with your Betterment 401(k)

Your employer chose Betterment to manage its 401(k) because we make investing for your future simple. Explore the resources below to get started—and find the motivation you need to take the first step.
Claim your account
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Why should you invest in your 401(k)?

For many, your 401(k) will be the primary source of income when you retire. Taking small steps today can lead to significant savings over time.

Haven’t claimed your 401(k) account yet? Get started now. ➔

Claiming your account

Your employer has set up a Betterment account for you—and you’ll need to claim your account to get started. 
Once you’ve claimed your account, you’ll be able to see if you’re automatically enrolled in the plan.

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    If your employer uses auto-enrollment:

    You may already be contributing—typically around 3% of your paycheck—and your investments are in Betterment’s Core portfolio. You’ll have the chance to review and adjust both your contribution rate and investment selection.

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    If your employer doesn’t use auto-enrollment:

    You’ll be prompted to set your contribution rate and choose your investment strategy once you claim your account.

Keep in mind

Experts recommend saving 10-15% of your paycheck for retirement. If you’re not comfortable with that yet, don’t worry. Starting with just 2% or 3% can make a big impact over time.

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Video guides

Welcome to Betterment webinar

Join us for a live webinar, where we’ll guide you through the Betterment app, explore the benefits of saving with a 401(k), and address any topics you’d like to learn more about.

Or you can watch a recent recording of the webinar here.

Register for monthly webinar

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FAQs

Get in touch:

Email:
support@betterment.com

Call:
718-400-6898
Mon - Fri 9:00 AM - 8:00 PM ET

See more FAQs