Your plan for a better 401(k)

We believe in transparency. Explore our features and support to see which plan is right for your team.

  • swiss-army-knife


    An affordable, easy-to-manage 401(k) plan for your employees’ retirement.
    • $100
      monthly base fee, billed each calendar year annually ($1,200)
    • +$5
      monthly record-keeping fee per participant
    • +0.25%

      annual advisory fee


    • Dedicated Onboarding specialist
    • Simple payroll integrations with Gusto, Trinet, and other providers
    • 3(38) and 3(16) fiduciary services with administrative, compliance, and investment support
    • Scheduled phone, email and chatbot support for plan administrators
    • Getting started webinars and emails for employees
    Get started
  • white-glove-treatment


    Get dedicated white-glove support and compliance guidance, plus individual financial coaching and a full suite of employee financial benefits.
    • $292
      monthly base fee, billed each calendar year annually ($3,500)
    • +$8

      monthly record-keeping fee per participant

    • +0.25%

      annual advisory fee

    Everything in our Pro plan, plus:

    • Expanded compliance support covering mid-year ADP testing and projected allocations
    • A dedicated Client Success Manager
    • Financial Coaching: 1:1 advice with our team of Financial Coaches, providing tailored guidance and advice to help employees take better control of their personal finances
    Get started

One-time implementation fee applies. $500 for new plans, $1,000 for conversion plans.

The Annual Base fee covers the work required for compliance items for the year(s) that your plan is active on the Betterment platform. It is a set fee and not prorated because the work necessary to ensure your 401(k) plan is compliant is a yearly effort.

This fee covers preparing your plan document, annual compliance testing, draft Form 5500, and other compliance-related items. This fee is billed at the time of your first payroll upload and in Q1 of every year after that, as long as your plan is active with assets on the Betterment platform.

Already have a 401(k) plan?

We’re here to help you seamlessly convert your existing plan.

Book a demo

Enter your information to see the features of all our plans.

Workplace solutions that fit the needs of your company.

  • All-in-one dashboard.

    Track metrics, send emails to employees directly, and access reports.
  • Payroll integration.

    Streamline your administration process with simple payroll integration.
  • Fiduciary support.

    Administrative, compliance, and investment support as a part of serving as your 3(16) and 3(38) fiduciary.
  • Low-cost retirement options.

    Our diverse range of portfolios gives employees options to help them save.

Your better 401(k) starts now.

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