Skip to main content
Open menu
Get started

Your plan for a better 401(k)

Explore our features and support to see which plan is right for your team.
  • swiss-army-knife

    Essential

    An affordable, easy-to-manage 401(k) plan for your employees’ retirement.
    • $42
      monthly base fee, billed each calendar year annually ($500)
    • $5
      monthly record-keeping fee per participant

    Includes:

    • Streamlined 401(k) plan design with auto-enrollment and auto-escalation options
    • Simple payroll integration with Gusto, Zenefits, and other providers
    • 3(38) and 3(16) fiduciary services with administrative and investment support
    Build your plan

  • Most popular

    toolbox

    Pro

    Enhance your 401(k) with additional features and flexibility to meet the needs of a growing workforce.
    • $125
      monthly base fee, billed each calendar year annually ($1,500)
    • $6
      monthly record-keeping fee per participant

    Everything in Essential, plus:

    • Flexible plan design features such as auto-enrollment, auto-escalation, vesting, and more
    • Expedited support for plan administrators
    • Additional financial wellness benefits like Student Loan Management
    Get a price estimate
  • white-glove-treatment

    Flagship

    Our most customizable plan with dedicated white-glove support and financial planning for employees.
    • Person
      To get a price estimate for our Flagship plan, please schedule a consultation with our Sales Team.

    Everything in Pro, plus:

    • Expanded compliance support covering mid-year ADP testing and projected allocations
    • Dedicated support from a Client Success Manager
    • Employees get unlimited access to our team of Certified Financial Planners™
    Schedule a consultation


The Annual Base fee covers the work required for compliance items for the year(s) that your plan is active on the Betterment platform. It is a set fee and not prorated because the work necessary to ensure your 401(k) plan is compliant is a yearly effort.

This fee covers preparing your plan document, annual compliance testing, draft Form 5500, and other compliance-related items. This fee is billed at the time of your first payroll upload and in Q1 of every year after that, as long as your plan is active with assets on the Betterment platform.

Already have a 401(k) plan?

We’re here to help you seamlessly convert your existing plan.

Schedule a consultation

Explore our features in detail.

Fill out the form below to access a table of all pricing plan features. We’ll never sell any of your information.

Workplace solutions that fit the needs of your company.

401k-plan-construction-gears

  • All-in-one dashboard.

    Easily track metrics, send emails to employees directly, and access reports.

  • Payroll integration.

    Streamline your administration process with the most used payroll providers.

  • Fiduciary support.

    Administrative support and investment management as a part of serving as your 3(16) and 3(38) fiduciary.

  • Low-cost retirement options.

    Our diverse range of portfolios gives employees options to help them save.

Your better 401(k) starts now.

Get started