401(k) administration

What is a 401(k) QDIA?What is a QDIA? A 401(k) Qualified Default Investment Alternative (QDIA) is the investment used when an employee contributes to the plan without having specified how the money should be invested. As a "safe harbor," a QDIA protects plan fiduciaries from liability for the default investment's ...Updated Oct. 14, 2026 • 9 min read
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