Offer a modern 401(k) with our partner, OnPay

Betterment makes it easy for small and mid-market businesses to provide a scalable retirement plan.

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Retirement Assets under Management

Estimate your savings with a Betterment 401(k).

You could earn over $15,000 in tax credits over the first three years to help cover your initial plan costs.

Estimates based on SECURE 2.0 legislation as of September 20, 2024.

Automate payroll administration.

No manually entering data. No managing deductions. We ensure employee 401(k) contributions get deducted each payroll period.

Streamline employee onboarding.

We create employee accounts, and when they're eligible for their 401(k), we help them enroll and set them up for retirement success.

An easy-to-manage 401(k) plan

Let Betterment handle the hard stuff. From payroll integration to plan design to administrative support.
Better employee experience

Your employees can get access to expert guidance, tools, advice, and webinars to help them make educated decisions for retirement.
Expanded benefits

From saving for education to financial planning, go beyond the 401(k) with benefits that help meet your employees’ needs.