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Betterment

Save, invest, retire

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Introducing Custom Model Portfolios. Learn more

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Betterment vs. Human Interest

Compare 401(k) providers by investments, fees, employee experience, service and support.

Fees Betterment Human Interest

Administrative (Employer)⁴

Betterment

$125/mo + $4/ppt/mo⁵

Human Interest

$120-$150 per month base fee + $4-$8 per employee per month

Lower administrative costs with increasing participant count⁶

Betterment
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Human Interest

Estimated fund fees (Employees)

Betterment

0.06%⁷

Human Interest

0.07% average fund fees

Investment management (Employees)

Betterment

0.25% on assets annually ($2.50 for every $1K)

Human Interest

0.50% of assets annually ($5.00 for every $1K)

COVID-19 Related Fee Waivers

Betterment
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Human Interest
Investments Betterment Human Interest

Funds

Betterment

Indexed Exchange Traded Funds (ETFs)

Human Interest

Mutual Funds

Personalized Advice for All Employees

Betterment
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Human Interest
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Additional portfolio strategies

Betterment
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Human Interest

Funds with sales changes or 12b-1 fees¹

Betterment
<title>This is not supported</title>
Human Interest
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Number of individuals involved in investment advisory services ¹

Betterment

16

Human Interest

2

Employee Experience Betterment Human Interest

Platform scope

Betterment

Holistic advice across all saving and investing goals

Human Interest

401(k) only

External account syncing

Betterment
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Human Interest

Personalized retirement planning tools

Betterment
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Human Interest

Tax coordination strategies to help maximize returns

Betterment
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Human Interest

Access to human advisors²

Betterment
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Human Interest
Service and support Betterment Human Interest

Investment, administrative, and compliance support

Betterment
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Human Interest
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3(38) Investment Fiduciary

Betterment

Standard

Human Interest

Additional cost³

3(16) Administrative Fiduciary

Betterment

Standard

Human Interest

Additional cost³

Online signup process

Betterment
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Human Interest

Automated compliance support

Betterment
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Human Interest

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