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Betterment

Save, invest, retire

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Offering a 401(k) has never been easier

Betterment simplifies your plan administration, making it easy for you to offer your employees a better 401(k) quickly and easily—all for a fraction of the cost of most providers.

Get started

Offering a 401(k) has never been easier

Betterment simplifies your plan administration, making it easy for you to offer your employees a better 401(k) quickly and easily—all for a fraction of the cost of most providers.

Get started
  • Better for you

    As your full-service partner, we'll do the heavy lifting, from onboarding, to ongoing administration, to reporting and investments—at one of the lowest costs in the industry.

  • Better for your employees

    Our personalized advice can help your employees earn better returns at various levels of risk.
 We’ll guide them through setting up a personalized retirement plan and recommend how much to save and in which accounts.

    Our investment philosophy >

  • Better for your business

    We can help your employees gain control of their finances, which means they can stay focused on staying productive and fulfilled at work.

Betterment’s mission is simple: to empower people to do what’s best for their money so they can live better.

Betterment 401(k) plans allow employers to get up and running fast, easily maintain their plan, and help their employees prepare for retirement—all while keeping costs low.

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Betterment by the numbers.

  • $20 billion in assets

  • 460,000+ investors

  • 16% higher contribution rate*

  • 38% more over 30 years**


*On average, employees saving with Betterment 401(k)s save 16% more than the 6.4% national average. Reported by the Plan Sponsor Council of America.


**By utilizing our automated features, and following our recommended investment advice, a Betterment customer could earn an estimated 38% more over 30 years.

Ready for a better 401(k) plan?

Get started