A smarter, better 401(k) plan
We get it. 401(k) plans can be complicated. That’s why Betterment built a better solution. Offer a plan that can help you attract and retain talent, and that helps your employees save for the future while focusing on what they do best.
Get StartedA smarter, better 401(k) plan
We get it. 401(k) plans can be complicated. That’s why Betterment built a better solution. Offer a plan that can help you attract and retain talent, and that helps your employees save for the future while focusing on what they do best.
Get started
Betterment’s mission is simple: to empower people to do what’s best for their money so they can live better.
With Betterment 401(k) plans, employees can get holistic advice on everything from contribution rates to account types to investments, all while keeping costs low.
Working harder to help employees save more*
8.5%** average contribution rate
On average, a typical participant has a 6.4% contribution rate.**
0.08%*** average fund fees
We invest exclusively in low-cost ETFs to keep fees as low as possible.
66% of our plans use automatic enrollment
Help employees jumpstart their savings by reducing the inertia that may keep them from joining the plan.
81.4% of auto-enrollment plans have a default rate of 6% or above
Starting with a high enough rate can get employees off to the right start in saving for their futures.
*Based on internal data unless otherwise noted.
**Versus the average 6.4% 401(k) contribution rate, Plan Sponsor Council of America 61st Annual Survey, 2018.
***Average weighted expense ratio for a 70/30 stock/bond portfolio.
As featured in
"Receiving financial advice for retirement should be a fundamental right."The New York Times
"Everything from investment management for all workers to plan administration for employees."Forbes
"One of the '12 best 401(k) providers'"TheStreet
