Director of Strategy & Business Operations, Betterment

Harlyn Kassardjian is the Director of Strategy & Business Operations, Betterment, where she builds sustainable processes and brings cross-functional strategy to life. Harlyn has worked at Betterment for over 8 years and built out the 401(k) compliance and operations teams that support 401(k) plan sponsors and participants. Prior to joining Betterment, she worked at J.P. Morgan Private Bank, supporting ultra high net worth families and select non-profit organizations. Harlyn graduated from Washington and Lee with a degree in finance and art history and holds the Series 7 and 63 FINRA licenses.

Co-Founder & CEO,
Nava Benefits

Brandon is the Co-Founder and CEO at Nava Benefits, a modern benefits brokerage on a mission to provide high-quality, affordable access to healthcare to all Americans. By melding cutting-edge tech solutions with deep industry expertise, Nava aims to fix healthcare, one benefits plan at a time.

Prior to Nava, Brandon co-founded VTS, a tech-driven leasing and asset management platform that transformed the commercial real estate marketplace. Trusted by over 45,000 brokers and asset managers around the globe, it's now used in over 50% of all office buildings in the United States and is consistently ranked one of New York's best places to work.

Outside of work, he enjoys retreating into nature, and is passionate about backcountry skiing, mountaineering, and trail running.

Founder and CEO,
Arrowroot Family Office, LLC

Robert Santos is a leading expert in wealth management with over 20 years of experience providing holistic financial solutions to institutions, entrepreneurs, and multi-generational families. As the founder and CEO of Arrowroot Family Office, LLC, he has redefined wealth management through innovative strategies, technology integration, and personalized services. Rob’s extensive background spans wealth advisory, M&A, succession planning, and fund management, making him a trusted advisor to clients navigating complex financial landscapes.

Practice Director,
Human Capital Advisory, Moss Adams

Brett has worked in human capital management consulting and HR disciplines since 1997, partnering with global HR organizations on process, technology, and people transformations across industries. He is dedicated to helping clients navigate digital transformations, enhance customer experiences, optimize operations, and improve team performance. Brett has successfully implemented strategies to reduce costs, streamline processes, and build high-performing teams.
A thought leader and author of Workforce Disruption, Brett frequently shares insights at regional and national conferences. Before joining Moss Adams, his roles included Global VP of HCM Transformation at SAP, HCM Practice Leader at Appirio, HCM Managing Consultant at Korn/Ferry, and VP of HR and Talent Acquisition at Washington Mutual Bank.

Chief People Officer,
Betterment

Kumud is Chief People Officer at Betterment. She is a strategic HR professional with a strong understanding of global business and the ability to help organizations strengthen and grow at a fast pace. She has over 25 years of human resources experience designing and executing world-class HR initiatives to align with and support business objectives. She has a reputation as a great collaborator, listener, and champion for diversity. Prior to Betterment, she held senior HR positions at high growth companies in tech, healthcare, and education. Kumud is an SHRM-Senior Certified Professional with a Master’s degree in Human Resource Management.