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CARES Act FAQs for Employees

More details about the special distributions and loan provisions made possible by the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

What Should I Be Doing With My 401(k)?

With the spread of COVID-19 and recent market volatility, it’s natural to wonder what you should do with your 401(k).

Guidance for 401(k) Savers During Uncertain Times

In addition to the effect COVID-19 has had on our lives, the related investment volatility and economic uncertainty have understandably raised concerns for many.

What is the maximum 401(k) contribution?

What is the maximum 401(k) contribution? Knowing the 401(k) contribution limit is the first step to maximizing your employees' save smarter in 2020.

Can You Have a 401(K) and an IRA?

This is a great question. The answer is yes, you can have both. Should you have both? It depends.

How To Roll Over A 401(k)—We Help Make It Easy

Have 401(k)s from old jobs lying around? Betterment makes rolling them over into a low-cost IRA account simple and easy.

Reducing Your Biggest Retirement Expense: Where You Live

You’ll probably want to retire somewhere different than where you live right now. Let’s make that part of your retirement plan.

How to Save for Retirement: 5 Essential Accounts to Consider

Saving for retirement can seem daunting and complicated, but it doesn’t have to be. If you are wondering where to squirrel away money when it comes to saving as tax-efficiently as possible, consider these five essential retirement account types.

Investing in a 401(k)

Retirement Planning by Age

Investing in Your 20s: 4 Major Financial Questions Answered

When you're in your 20s, you may be starting to invest or you might have some existing assets you need to take better care of. Pay attention to these major issues.

Investing in Your 30s: 3 Goals You Should Set Today

It’s never too early or too late to start investing for a better future. Here’s what you need to know about investing in your 30s.

Investing in Your 40s: 4 Financial Goals You Should Fund at Mid-Life

In your 40s, your priorities and investing goals become clearer than ever; it’s your mid-life opportunity to get your goals on track.

Investing in Your 50s: 4 Practical Tips for Retirement Planning

In your 50s, you’ll want to assess your retirement plan, lifestyle, future earnings, and support for your family. Then, practice goal-based investing to help ensure your objectives are met.

Questions about recent market volatility?

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From Our Experts

With ever-changing news, it's natural to wonder what to do. We asked our experts to answer some of your top questions.

Building a Safety Net

No one can predict the exact timing or cost of future emergencies any of us will face. However, we’ll provide recommendations to help you be as prepared as possible.

Buying a Home

Recommendations to help you be as prepared as possible as a first-time home buyer.

Reduce Debt or Invest?

Tackling your debt and saving money are prerequisites to investing and building wealth. Here are five ways to look at your different financial priorities.

Reverse Budgeting

At Betterment, we like to use a method called reverse budgeting, which can allow you to spend more freely as long you're saving enough to meet your goals.

Traditional vs Roth

The decision to save in a traditional 401(k), a Roth 401(k), or both is a difficult one. We'll provide answers to your most frequently asked questions about account types and which is best.

Other Questions?

Betterment is here to help. Let us know if you have additional questions or check out our Employee Welcome Guide for more resources.