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Save, invest, retire

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Betterment is an affordable gateway to personalized financial advice and savings tools.

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Your employees deserve better.

Employers with more than 50 employees in California are required to provide a retirement plan by June 30, 2021. Instead of signing up for the state-sponsored CalSavers plan, you could offer your employees so much more with a 401(k) from Betterment.

Pros and cons of CalSavers

What makes a 401(k) from Betterment better?

  • Low cost.

    Lower costs can mean more money for you and your employees—savings that can really add up over time.

  • Easy to set up.

    Our guided onboarding gets your plan up and running quickly.

  • Integrated financial picture.

    Our easy-to-use platform ensures employees can have a holistic view of their financial goals in one place.

  • We have your back.

    Betterment assumes sole responsibility for fund selection and monitoring as defined by ERISA Section 3(38), relieving you of investment fiduciary liability. And since we don’t include any funds of our own, it’s easy to keep our priorities straight.

  • We help employees build wealth.

    Our investment strategy uses low-cost index Exchange Traded Funds (ETFs) across multiple portfolio strategies, including 3 focused on socially responsible investing.

  • Financial wellness is in our DNA.

    By linking external accounts, employees can get help managing all of their savings goals, from building an emergency fund to saving for a major purchase like a home.

iphone betterment app showing text that says 'choose your portfolio' with three options: broad impact, climate impact, or social impact. Climate Impact portfolio option is selected.

Offer your employees a brighter future with a better plan.

Our Socially Responsible Investing portfolio options allow your employees to invest in companies that align with the causes they care about while helping them to build wealth.

Learn more about SRI

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