Your plan for a better 401(k)

Easily integrate Gusto with a modern, user-friendly 401(k) through Betterment at Work.

Exclusive to Gusto users: earn up to $3,500 in savings when you sign up for a Betterment at Work 401(k) plan before August 31, 2024.*

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Gusto is a paid non-client of Betterment. Their views may not be representative, and you can see more reviews at G2. Due to compensation, they have an incentive to recommend Betterment, which is a conflict of interest. Gusto is compensated when a company signs up for a Betterment at Work 401(k) plan resulting from their referral. They are compensated up to $2.00 per plan participant in the referred plan per month on an ongoing basis so long as the 401(k) plan remains at Betterment.  

Manage your 401(k) with ease.

With a 360 degree Gusto and Betterment at Work integration, the only regular administration your team needs to do is a quick review each pay period. And setting up that integration? It’s straightforward too.

Our integration with Gusto will automatically create accounts for your employees who are eligible for your 401(k) and will also handle offboarding for employees who leave your company.


Take the first step toward streamlining plan admin

401(k) and financial wellness solutions that scale with your company.

  • All-in-one dashboard.

    Track metrics, send emails to employees directly, and access reports.
  • Payroll integration.

    Streamline your administration process with simple payroll integration.

  • Fiduciary support.

    Administrative, compliance, and investment support as a part of serving as your 3(16) and 3(38) fiduciary.

  • Low-cost retirement options.

    Our diverse range of portfolios gives employees options to help them save.

Your better 401(k) starts now.

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