Portfolios built
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Well-diversified, low-cost, and built for long-term investing. Features an especially broad collection of stocks and bonds from across the world.

• Broad exposure to undervalued U.S. companies
• Diversified stocks and bonds from across the world
• Invests in municipal bonds to help improve returns for taxable accounts

A well-diversified portfolio focused on high-growth potential companies such as clean energy, semiconductors, robots, virtual reality, blockchain, and nanotechnology along with increased exposure to risk.

• Broad exposure to future-focused economies in one portfolio
• Regularly brings in new companies indicating a focus on innovation

Invests in companies that rank highly on environmental, social, and corporate governance (ESG) criteria without compromising potential long-term performance.

• Diversified, relatively low-cost portfolio built for long-term investing
• Invests in positive global impact without compromising potential gains
• Uses shareholder engagement to incentivize more socially responsible corporate behavior

Invests in companies with lower carbon emissions and the funding of green projects while still helping you achieve potential long-term growth.

• Diversified, relatively low-cost portfolio built for long-term investing
• Invests in positive climate impact without compromising potential gains
• Uses shareholder engagement to incentivize more socially responsible corporate behavior

Provides broad diversified exposure with a greater focus on companies actively working toward minority empowerment and gender diversity as part of your long-term strategy.

• Diversified, relatively low-cost portfolio built for long-term investing
• Invests in positive social impact without compromising potential gains
• Uses shareholder engagement to incentivize more socially responsible corporate behavior

Targets companies that have potential to outperform the broader market over the long term. Diverse and relatively low-cost, but with higher exposure to risk.

• Offers higher potential returns along with increased risk
• Well-rounded portfolio focused on value, quality, and low-volatility

A 100% bond portfolio with different income yields to help protect you against stock market volatility.

• Built to keep volatility low and generate a steady stream of income
• Offers four income yields at varying levels of risk
• The default state for the BlackRock Target Income Portfolio is the Core Target Income strategy, one of four selections available for this bond-only portfolio. 3 other allocations can be selected. The portfolio performance display includes historical performance from the portfolio inception date of Sept. 13, 2017, and historical performance includes all portfolio model changes and fund selection decisions since that date. No default state in the tool should be taken as a recommendation; Betterment’s investment advice is made available to clients through its application.

A 100% cash account that earns 3.75% APY (variable)*, carries no-fee on your balance, and is FDIC-insured up to $1M at our program banks ($2M for joint accounts)†.

• A secure, FDIC-insured home for your cash at our program banks
• Earn interest with a variable annual percent yield

Total return model portfolios seeking to provide broad exposure to U.S. and international equities and U.S. and international investment-grade taxable bonds in an asset allocation framework.

• Broad global diversification with over 19,000 securities available
• No intentional tactical overlays or factor bets within the asset classes

Broadly invest in the crypto landscape with one portfolio. Get diversification across decentralized finance, payments, the metaverse, and more.

• Broad exposure to the crypto landscape
• Includes established coins like Bitcoin and Ethereum

Greater emphasis on crypto assets either utilizing less energy to validate transactions or are on a clear path to sustainable energy usage.

• Invests in crypto working towards reducing energy consumption and lower carbon emissions
• Includes established coins as part of a diversified portfolio

More exposure to crypto assets focused on new forms of digital experience, from gaming to collectibles to even real estate.

• Exposure to digital commerce facilitated through the metaverse
• Includes established coins as part of a diversified portfolio

Increased focus on crypto assets offering financial services such as banking, loans, and mortgages without relying on centralized institutions.

• Broad exposure to crypto-based decentralized financial services
• Includes established coins as part of a diversified portfolio