The Core portfolio is well-diversified, low-cost, and built for long-term investing. With a broad collection of stocks and bonds from across the world, this portfolio is designed to generate long-term returns while reducing risk through diversification. The Core portfolio also invests more heavily in U.S. companies that are attractively valued relative to their fundamentals.
Who it's for
Investors looking for a well-diversified portfolio with a focus on undervalued companies
Based on an allocation of 70% stocks, 30% bonds
|U.S. Total Stock Market||23.40%|
|U.S. Value Stocks - Large Cap||6.20%|
|U.S. Value Stocks - Mid Cap||5.10%|
|U.S. Value Stocks - Small Cap||4.30%|
|Int'l Developed Market Stocks||19.30%|
|Int'l Emerging Market Stocks||11.60%|
|U.S. High Quality Bonds||9.80%|
|Int'l Developed Market Bonds||10.90%|
|Int'l Emerging Market Bonds||5.50%|
|U.S. Short-Term Treasuries||0%|
|U.S. Short-Term High Quality Bonds||0%|
|U.S. Inflation-Protected Bonds||3.80%|
Additional ResourcesBetterment Portfolio Strategy
Allocations as of Mar. 31, 2023.
This portfolio strategy has 101 different allocation options, from 0% bonds to 100% stocks. The 70% stock, 30% bond portfolio has been selected to display holdings. Different allocations will have different weights of each asset class. Betterment may recommend a different allocation based on various goal inputs tailored to each client, including the time horizon for your goal with the longest period starting at 90% stocks. The holdings shown reflect the portfolio model for tax-deferred accounts, like IRAs or 401(k)s. Expect differences in taxable accounts.