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Betterment

Save, invest, retire

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More than 
just a 401(k)

From planning for retirement, to preparing for a child’s education, to saving for emergencies, we know what it takes to help people reach their financial goals.

Get started

More than 

just a 401(k)

From planning for retirement, to preparing for a child’s education, to saving for emergencies, we know what it takes to help people reach their financial goals.

Get started
  • Better for you

    As your full-service partner, we'll do the heavy lifting—onboarding, ongoing administration, fully automated payroll integration with Zenefits, reporting and investments, and much more—at one of the lowest costs in the industry.

  • Better for your employees

    We go beyond the 401(k). With holistic financial planning and goal-based saving tools, personalized advice, and expert-built portfolios, your employees’ financial wellness is front and center.

    Explore our expert-built portfolios >

  • Better for your business

    A holistic financial wellness offering can help you attract, retain, and motivate great talent. And when you help your employees gain control of their finances, they can focus on staying productive and fulfilled at work.

Betterment and Zenefits help employees 
do what’s right for their money.

arrow pointing up with an annotation that reads: improving productivity and well-being
arrow pointing up with an annotation that reads: improving productivity and well-being

Helping employees make the most of their finances.

We guide employees through a personalized retirement plan, with recommendations on how much to save and which accounts to use. They can set realistic goals for retirement and can set up additional goals if they’re saving for something else.

Get more 401(k) for less.

The low cost of a Betterment 401(k) plan includes access to our easy-to-use platform, and comprehensive investment advice for your employees.

Get a personalized quote

Ready to improve your financial wellness offering?

Get started