Proprietary portfolios

Betterment’s globally diversified ETF models are built using traditional investment research and behavioral insights across a range of risk and thematic preferences.

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Our portfolios

Core

Well-diversified, low-cost, and built for long-term investing. Features a broad collection of exchange-traded funds (ETFs) made of thousands of stocks and bonds from around the world.

Stocks and bonds

Innovative Technology

A well-diversified global portfolio focused on high-growth companies that use or develop emerging technologies, including artificial intelligence, alternative finance, clean energy, manufacturing, biotechnology and more.

Stocks and bonds

Broad Impact

Invests in companies that rank highly on environmental, social, and corporate governance (ESG) criteria without compromising potential long-term performance.

Stocks and bonds Socially responsible

Climate Impact

Invests in companies with lower carbon emissions and the funding of green projects while still helping you achieve potential long-term growth.

Stocks and bonds Socially responsible

Social Impact

Provides globally diversified exposure with a greater focus on companies actively working toward social equity and gender diversity as part of your long-term strategy.

Stocks and bonds Socially responsible

Value Tilt

Invest in a globally diverse portfolio that tilts toward undervalued U.S. companies, for investors who understand the potential benefits and risks of investing more heavily in value stocks.

Stocks and bonds

Crypto ETF

Tap the market moves of the two largest and widely traded cryptocurrencies, Bitcoin and Ethereum, with this fully automated ETF portfolio.

Crypto

U.S. Only

A U.S.-focused portfolio strategy for investors seeking targeted exposure to U.S. stocks and bonds with some additional risk relative to a broad-market portfolio.

Stocks and bonds

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