Betterment at Work - Guideline Conversion Plan Promotion Terms

This offer is only available to conversion 401(k) plans that currently receive services from Guideline, Inc. and its  affiliates (“Guideline”) that execute the Betterment at Work Master Services Agreements and Statement of Work by December 31, 2025, and successfully complete onboarding to the Betterment at Work platform by March 31, 2026 (such plan, a “Guideline Conversion Qualified Plan”). This offer does not apply to new 401(k) plans or currently existing 401(k) plans on the Betterment platform. 

Guideline Conversion Qualified Plans that complete onboarding will receive discounted Introductory Pricing as set forth in their Betterment at Work Master Services Agreement. This offer is non-transferable, is available to plans only in the U.S., cannot be combined with other offers, and can be revoked by Betterment at any time. This offer does not favor highly compensated employees. Tax information provided by Betterment is not a substitute for the advice of a qualified tax advisor. You should consult with your tax advisor to discuss tax-related concerns. 

Betterment reserves the right to limit the discounts plans are eligible to receive. Betterment can refuse or recover a discount if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment at Work Master Services Agreements, Betterment Participant Terms & Conditions and/or any other Betterment agreements have been violated. Please see additional information at www.betterment.com.