Betterment at Work Conversion Plan Promotion Terms

This offer is only available to conversion 401(k) plans with 20 or more Active Participants (as defined below) and at least $500,000 in assets under management that execute the Betterment at Work Master Services Agreements and Statement of Work between June 2, 2025 and November 15, 2025, and successfully complete onboarding to the Betterment at Work platform by April 1, 2026 (such plan, a “Conversion Qualified Plan”). This offer does not apply to new 401(k) plans or currently existing 401(k) plans on the Betterment platform. “Active Participants” is defined as active participants already contributing to the plan with a participant account value of $20.00 or more.

Conversion Qualified Plans that complete onboarding will receive discounted Introductory Pricing as set forth in their Betterment at Work Master Services Agreement. This offer is non-transferable, is available to plans only in the U.S., and can be revoked by Betterment at any time. This offer does not favor highly compensated employees. Tax information provided by Betterment is not a substitute for the advice of a qualified tax advisor. You should consult with your tax advisor to discuss tax-related concerns. 

Betterment reserves the right to limit the discounts plans are eligible to receive, and to refuse or recover a discount if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment at Work Master Services Agreements, Betterment Participant Terms & Conditions and/or any other Betterment agreements have been violated. Please see additional information at www.betterment.com.