Betterment at Work Advised 401(k) Promotion Terms

This offer is only available to new and conversion tax-qualified 401(k) plans who execute the Betterment at Work Master Services Agreements and Statement of Work between April 28, 2025  and June 30, 2025, advised by a new third-party Advisor (not currently advising plans or clients on Betterment’s platform) that onboards to the Betterment Advisor Solutions platform between April 28, 2025 and June 30, 2025 (such advisor, a “Qualified Advisor” and such plan, a “Qualified Plan”). 

New Qualified Plans serviced by a Qualified Advisor that meet the eligibility criteria will receive a fee credit equal to $500 off their Implementation Fee. Conversion Qualified Plans serviced by a Qualified Advisor that meet the eligibility criteria will receive a fee credit equal to $1,000 off their Implementation Fee. 

An additional fee credit is available for Qualified Plans with 50 or more Active Employees (“Size-Qualified Plans”); the amount of such additional credit will vary depending on the number of Active Employees in your Qualified Plan. “Active Employees” is defined as (i) eligible participants for new 401(k) plans, and (i) active participants already contributing to the plan for conversion plans.

If your plan is a Qualified Plan advised by a Qualified Advisor, fee credits will be automatically applied at onboarding, and for Size-Qualified Plans, any excess amount of credit will be applied to offset future plan fees up to the aggregate amounts listed above. This offer cannot be applied to fees assessed to individual participant accounts and cannot be applied to fees charged by the Qualified Advisor servicing your plan.

This offer is non-transferable, available to plans only in the U.S., and can be revoked by Betterment at any time. This offer does not favor highly compensated employees. Tax information provided by Betterment is not a substitute for the advice of a qualified tax advisor. You should consult with your tax advisor to discuss tax-related concerns.

Betterment reserves the right to limit the discounts you are eligible to receive, and to refuse or recover a discount if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment at Work Master Services Agreements, Betterment Participant Terms & Conditions and/or any other Betterment agreements have been violated. Please see additional information at www.betterment.com.