Cash Reserve APY Boost for Cash-Back Customers Terms

To qualify for this offer, you must be an existing Betterment client with a Betterment Checking account and Betterment Visa® Debit Card, and a Betterment Cash Reserve account, and you must have enrolled in the DOSH® cash-back rewards program and redeemed cash-back rewards with your eligible Betterment Visa® Debit Card. To fulfill this offer, you must click on the offer link in your email or within the Betterment app within 30 days of receiving it.

If you fulfill the offer, your Cash Reserve rate will be increased by 0.25% on top of the current standard Cash Reserve rate (“promotional rate”) for 92 days starting from the date that you claim the offer by clicking the offer link (the “promotional period”). The Cash Reserve APY is currently 4.00% but is variable and is subject to change, including the boosted rate offered in this promotion during the promotional period. For example, if the standard Cash Reserve Rate decreases during the promotional period, your promotional rate will also decrease. Please note that the Cash Reserve APY only applies to Cash Reserve accounts or goals set to hold cash, not investments. At the end of the promotional period, your interest rate will return to the standard Cash Reserve rate at that time. If you elect to exclude Cash Reserve deposits from one or more participating Program Banks, Betterment is unable to guarantee you will receive the promotional rate regardless of whether you have claimed the offer.

This promotion is unique to the account-holder associated with the email address receiving this offer and is non-transferable. If you are currently enrolled in another promotional offer (including any promotional rate offers through Betterment’s refer-a-friend program), this offer will apply after your current offer expires. Offer available to U.S. Residents only.

Betterment reserves the right to terminate this offer at any time, to limit account bonuses you are eligible to receive, and to refuse or recover any promotion award if Betterment determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the Betterment Account Agreements have been violated. Betterment also reserves the right to offer the promotional rate in its discretion to customers who have not claimed the offer by clicking the offer link. Terms subject to change.