We're on a mission to help you make the most of your money.
Technology to help you make more from your investments.
Our experts take sophisticated investing strategies and use modern, tax-smart technology to make them better.
Unlimited advice to help you make smart decisions.
Our platform provides ongoing guidance that grows with you and your money. When you have questions, you can chat with our licensed financial experts.
Personalized portfolios built to help you invest the way you want.
Each of our portfolio strategies is designed to help you earn better returns at different risk levels. And each strategy can be customized to your desired risk level.
How would you like to get started?
Your first step toward a smarter investing future starts here.
Create a Betterment account
Go ahead and join the smart, modern way to invest.
Select an investing goal
Answer a few questions, and we'll recommend a portfolio for you.
See what we can do for you
Tell us a bit about yourself, and we'll show you the benefits of investing with us.
Get a free investing checkup
Help us get a sense of your investing approach and see how you could improve.
Transfer a 401(k) or an IRA
Move an existing retirement account into a Betterment IRA.
Download the mobile app
Enjoy the Betterment experience anywhere on the go.
Here's what people are saying.
"A high-quality, low-cost, customer-service-oriented experience."Wall Street Journal
"Betterment became the first independent robo-advisor to reach $10 billion in assets under management."FastCompany
"Automated investment advice is one of the hottest areas for investors...and Betterment is the market-leading independent."Business Insider