Start saving for retirement and get 1 year free

Betterment is an investment service that gives you financial advice.

Save early
One of the best things you can do for your future is to invest; the more you put in today, the more time your money will have to grow.

Get personalized advice
Betterment will recommend a personalized strategy for your financial goals. Create goals for retirement, a house, to build wealth, or all of the above.

No minimums
Start saving now. There is no minimum balance at Betterment.

Get started today.

As an Uber driver partner, you won't pay any management fees for the first year of opening a Betterment account.

  • 1. Open the Uber Partner app and go to the 'Ratings' tab
  • 2. Tap 'Driving Rewards'
  • 3. Tap on 'Saving for retirement'

Frequently Asked Questions

  • What is Betterment?

    Betterment is an investment service that gives you financial advice. Instead of having to pick your own stocks, or figure out how much to invest on your own, Betterment guides the way. Services are provided by Betterment LLC, an SEC Registered Investment Advisor, and Betterment Securities, a broker-dealer regulated by FINRA and the SEC.

  • How does Betterment work?

    Betterment builds a customized portfolio of stocks and bonds, automatically invests your money, and manages your money over time in a way that seeks to achieve the best possible risk-adjusted returns.

  • What are the fees?

    As an Uber driver partner, you won't pay any management fees for your first year with a Betterment account. You will never be charged for having an open account with a $0 balance, and you can earn additional free time by referring friends and family.
     
    Starting in year two – if your total account balance is $100,000 or less – you'll pay an annual fee of 0.25% of your average account balance for the year. For example, if your average daily balance is $10,000, you'll pay $25 per year for automated investment management and advice.

  • I don’t know if I can afford to save. Why should I contribute to a retirement account?

    One of the best things you can do for your future is to invest; the more you put in today, the more your money grows over time. Contributions to retirement accounts also have tax benefits. Learn more on the Betterment Resource Center.

  • So what are my plan options?

    Betterment offers accounts for all types of savings goals. For longer-term goals, such as retirement, you can open a traditional, Roth, or SEP IRA, or a taxable retirement account. Betterment also offers taxable accounts for goals like a safety net, major purchase, or simply to build wealth.

  • Can I contribute my earnings from anywhere?

    Yes, during the signup process we will create an electronic link between your existing checking account and your Betterment account. This electronic link makes it easy for you to transfer money whenever you want, for free, on the Transfer page of your Betterment account. You also can transfer your existing IRA to Betterment. Once your account is created, click "Rollover" at the top right hand side of the summary page.

  • How is a Betterment account different than a bank savings account?

    While your Betterment account is as easy to use as an online savings account with a bank, there are a few main differences. Although most bank savings accounts are FDIC insured and offer protection against the loss of principal, your investment at Betterment could lose value, depending on market conditions and the amount of risk you choose. At the same time, a Betterment account offers the potential for you to receive higher returns than a savings account. The amount of risk you want to take is up to you, and you can control it by setting your allocation across stocks and bonds.

  • What happens to my account if I stop driving with Uber?

    If you stop driving with Uber, nothing happens to your Betterment account – it's still your account and your money. Betterment will continue to manage your account in a way that seeks to achieve the best possible risk-adjusted returns.

  • Is Betterment a regulated financial institution?

    Yes. Betterment LLC is an SEC Registered Investment Advisor, and Betterment Securities is a broker-dealer regulated by FINRA and the SEC. Learn more

  • How secure is my personal information and identity at Betterment?

    Betterment has incorporated bank-level security measures in everything that it does. This includes the strongest available browser encryption, secure servers, and identity verification services, among other precautions. Learn more

  • Can I withdraw my money?

    Yes, you can withdraw your money from Betterment at any time. Betterment does not charge you any trading fees or penalties for making withdrawals or closing accounts. It’s your money, and it's always accessible to you. Withdrawals generally take about 4 to 5 business days to process. Betterment will sell your shares in a way that seeks to minimize taxes for you. Tax Impact Preview allows you to see an estimate of the taxes you may owe before you make a withdrawal. Learn More

  • What information do I need to sign up?

    Getting started with Betterment requires a social security number, U.S. bank account, and U.S. address.

*The terms and conditions described here apply to Uber driver partners with accounts on the Betterment retail platform only, and do not apply to accounts held through the Betterment For Advisors or Betterment For Business platforms.

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