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Introducing Checking

Download our app and gain access to no‑fee, hassle‑free checking.

Introducing Checking! Our no-fee, hassle-free, mobile-first checking account. Learn more

What the CARES Act and market volatility mean for 401(k)s. See resources


Welcome! Let's get started

Betterment is an online financial advisor that uses technology to efficiently manage your money and help increase returns. Sign up today and get up to one year managed for free.

Open an account
  • Step 1: Tell us a bit about yourself.

    Where are you in your financial life and what are you investing for? Dream vacation? Down payment? Nice little retirement?

  • Step 2: We'll build you a portfolio.

    Based on your answers, we'll recommend an investing plan and use our technology to build you a personalized portfolio.

  • Step 3: We put our magic to work.

    And we keep working. Once we get you set up, we'll manage your portfolio with tax-smart technology.

Join today and start investing better.

Get started
In the press

Here's what people are saying.

"It's hard to overestimate the broader impact Betterment has had on financial advice in the U.S."
"Betterment became the first independent robo-advisor to reach $10 billion in assets under management."
"Automated investment advice is one of the hottest areas for investors...and Betterment is the market-leading independent."
Business Insider