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Betterment is built to lower fees and seek higher returns.

We combine personalized advice from licensed financial experts with modern, intuitive technology to help you invest smarter—all for one low, transparent fee.

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Features and Benefits
Betterment
Wealthfront
Personal Capital

Portfolio of Exchange-Traded Funds

Betterment
Wealthfront
Personal Capital

Automatic Deposits

Betterment
Wealthfront
Personal Capital

Roth, Traditional and SEP IRAs

Betterment
Wealthfront
Personal Capital

Trust Accounts

Betterment
Wealthfront
Personal Capital

Management Fee

Betterment

0.25%

Wealthfront

0.25%

Personal Capital

0.89%

Minimum Investment

Betterment

$0

Wealthfront

$500

Personal Capital

$100,000

Betterment

No Minimum

Wealthfront

$250
Minimum Withdrawal

Personal Capital

No Minimum
(must call to withdraw)

Betterment
Wealthfront
Personal Capital
Betterment
Wealthfront
Personal Capital
Betterment
Wealthfront
Personal Capital
Betterment
Wealthfront
Personal Capital
Betterment

TLH+
no minimum

Wealthfront

$500 minimum to open account

Personal Capital
Betterment
Wealthfront
Personal Capital
Betterment
Wealthfront
Personal Capital
Betterment
Wealthfront
Personal Capital
Betterment
Wealthfront
Personal Capital
Betterment
Wealthfront
Personal Capital
Betterment

Premium Plan
0.40% fee
$100,000 Minimum

Wealthfront
Personal Capital

Private Client Plan
0.79% fee
$1,000,000 Minimum

Explore your first goal

Cash Reserve

Our high-yield account built to help you earn more on every dollar you save.

Safety Net

This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.

Retirement

Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.

General Investing

If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.

For a full explanation of TLH+, as well as all relevant disclosures, please see our white paper here.

The information provided on this page is as of July 30, 2017, and is subject to change.