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Betterment

Save, invest, retire

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Your security is our priority

We work hard to make Betterment a secure place to grow your money.

Security Tips

Advice for how you can help protect yourself.

We're in this together. We recommend choosing secure and unique passwords, regularly updating your devices, and never sharing your login information. Learn more.

Need to report a security problem?

If you'd like to disclose a security issue affecting Betterment or our customers, please email us at security@betterment.com (PGP public key).

How would you like to get started?

Manage spending with Checking

Checking with a Visa® debit card for your daily spending.

Save cash and earn interest

Grow your cash savings for general use for upcoming expenses.

Invest for a long-term goal

Build wealth or plan for your next big purchase.

Invest for retirement

Set up traditional, Roth, or SEP IRAs to save for the golden years.

  • Are you on track for retirement?

    Try our retirement calculator to see if you're retirement-ready.

  • Could your 401(k) be worth more?

    Learn how rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.

  • Want more retirement guidance?

    Read the latest on investing for retirement on our Resource Center.

1 Applies only to transactions covered under the federal Electronic Fund Transfer Act, and requires that you notify us within 60 days of the unauthorized transaction and that you have exercised appropriate account safeguarding practices and have complied with your responsibilities as set forth in the Betterment account agreement and disclosures.