Earn Rewards: Sign up now and earn a special reward after your first deposit. See offer details

<title>Dismiss</title>

Betterment

Save, invest, retire

GET — On the App Store

View

Upcoming maintenance: Our website and mobile apps will be unavailable from midnight Saturday to 4am Eastern time on Sunday for routine maintenance.

Introducing Checking

Download our app and gain access to no‑fee, hassle‑free checking.

Introducing Checking! Our no-fee, hassle-free, mobile-first checking account. Learn more

What the CARES Act and market volatility mean for 401(k)s. See resources

<title>Dismiss</title>

Your Money, On Your Schedule

Our new banking hours will provide increased cash-flow flexibility and access to your assets, no drive-thru involved

Articles by Betterment Editors
By the Editorial Staff Betterment Resource Center Published Nov. 13, 2013
Published Nov. 13, 2013
1 min read

Given that we are a software-based investment manager, it may seem strange to hear us announce, “We have better hours!” Our algorithms work around the clock for your investments, so what could be better than that?

While Betterment works around the clock, banks do not. Despite these constraints, we are constantly looking for ways to streamline our customers’ experience. When you say the word, your money should move as fast as possible, into your Betterment account. Today we take another big step in that direction. Here are some of the benefits:

  • Deposits made before 11 PM ET will be traded the next day. Previously, this only applied to deposits made before market close. This helps investors who want more flexibility in managing their deposits, and in particular, extends hours for all customers across the country.
  • Put your weekend deposits to work on Monday. New banking hours mean all deposits made on Saturday and Sunday will trade first thing Monday morning (previously, those traded on Tuesday).

There are other improvements, too: we have made it easy for you to cancel a deposit if needed, directly on the Transfer page of your Betterment account. At Betterment, we’re constantly improving the way you invest. Extended hours for deposits increase time in the market for your money.

If another investment service does all this faster, we haven’t seen it!

Recommended Content

View All Resources

Investing’s Pain Gap: What You Put Up With To Earn Returns

Markets are frustrating—especially when you look at a year’s worth of returns. Year to year, you can easily experience what we call the pain gap. The key is to not let the pain gap create a behavior gap between your account and market performance.

You Can Now Skip Individual Auto-Deposits

Managing your Betterment auto-deposits just got easier. Now you can skip any individual auto-deposit in just a few easy steps.

Introducing Betterment’s Cash Management Products

Betterment helped redefine investing with automated guidance built for you. Now, we’re reshaping another part of your financial life: your cash management.

Explore your first goal

Cash Reserve

Our high-yield account built to help you earn more on every dollar you save.

Safety Net

This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.

Retirement

Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.

General Investing

If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.

See details and disclosure for Betterment's articles and FAQs.