Your Money, On Your Schedule
Our new banking hours will provide increased cash-flow flexibility and access to your assets, no drive-thru involved
Given that we are a software-based investment manager, it may seem strange to hear us announce, “We have better hours!” Our algorithms work around the clock for your investments, so what could be better than that?
While Betterment works around the clock, banks do not. Despite these constraints, we are constantly looking for ways to streamline our customers’ experience. When you say the word, your money should move as fast as possible, into your Betterment account. Today we take another big step in that direction. Here are some of the benefits:
- Deposits made before 11 PM ET will be traded the next day. Previously, this only applied to deposits made before market close. This helps investors who want more flexibility in managing their deposits, and in particular, extends hours for all customers across the country.
- Put your weekend deposits to work on Monday. New banking hours mean all deposits made on Saturday and Sunday will trade first thing Monday morning (previously, those traded on Tuesday).
There are other improvements, too: we have made it easy for you to cancel a deposit if needed, directly on the Transfer page of your Betterment account. At Betterment, we’re constantly improving the way you invest. Extended hours for deposits increase time in the market for your money.
If another investment service does all this faster, we haven’t seen it!
Using Investment Goals at Betterment
Goal-based investing. The idea is prized among financial advisors—and our team at Betterment—but to the everyday investor, it’s often difficult to put into practice.
Introducing Betterment Everyday™: Our New Cash Management Suite
Betterment redefined investing with automated guidance built for you. Now, we’re reshaping another part of your financial life: your savings and checking. Meet Betterment Everyday™.
The Recommended Allocation For Our Safety Net Goal Has Changed
Your Safety Net goal should ideally beat inflation while also taking on minimal risk. Learn about our updated portfolio allocation recommendations for your emergency funds.
Explore your first goal
Our high-yield account built to help you earn more on every dollar you save.
This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.
Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.
If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.