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Your Money, On Your Schedule

Our new banking hours will provide increased cash-flow flexibility and access to your assets, no drive-thru involved

Articles by Katherine Buck

By Katherine Buck
  |  Published: November 13, 2013

Given that we are a software-based investment manager, it may seem strange to hear us announce, “We have better hours!” Our algorithms work around the clock for your investments, so what could be better than that?

While Betterment works around the clock, banks do not. Despite these constraints, we are constantly looking for ways to streamline our customers’ experience. When you say the word, your money should move as fast as possible, into your Betterment account. Today we take another big step in that direction. Here are some of the benefits:

  • Deposits made before 11 PM ET will be traded the next day. Previously, this only applied to deposits made before market close. This helps investors who want more flexibility in managing their deposits, and in particular, extends hours for all customers across the country.
  • Put your weekend deposits to work on Monday. New banking hours mean all deposits made on Saturday and Sunday will trade first thing Monday morning (previously, those traded on Tuesday).

There are other improvements, too: we have made it easy for you to cancel a deposit if needed, directly on the Transfer page of your Betterment account. At Betterment, we’re constantly improving the way you invest. Extended hours for deposits increase time in the market for your money.

If another investment service does all this faster, we haven’t seen it!

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