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Weekend Reading: Goals Over Resolutions And How To Get The Most From Your IRA

A weekly round-up of content, curated by the Betterment community

Katherine Buck

By Katherine Buck
  |  Published: January 18, 2014

At Betterment, we’re constantly sharing content around the office. This list of weekend reading is a “best of” from what we came across. If you found an article insightful, helpful, or interesting during the week, let us know on social media. You may find your name on the Betterment blog.

Weekend Reading

From around the web:

Do You Need Goals Instead of Resolutions? (Behavior Gap)

Phrasing can have an enormous impact on our actions. For example, goals and resolutions are technically the same thing, but there’s a logic behind using one word over the other. Carl Richards argues that changing your outlook, and the way you describe it, can have major benefits.

Where Are The U.S.’s Millionaires? (Wall Street Journal)

The economic recovery shows its momentum in parts of the country you may not expect. This chart gives a peek at the growth of net worth across America.

10 Reasons Barry Ritholtz is Wrong About Gold (Reuters)

Felix Salmon dissects a lauded analysis of 2013 gold investments; his piece is punchy and references the behavior gap we recently blogged about.

In Fund Expenses, Tenths of a Point Means a Lot (New York Times)

At Betterment, we talks about fees a lot — there’s a reason! A cheap fund isn’t necessarily a good one, but expenses truly matter for investors. This piece breaks down why.

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The Senate Is Planning a Tax Hike on Retail Investors. It Should Be Removed.

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The Senate’s current tax bill includes a mandate that would be punitive for everyday investors. Without a doubt, the FIFO mandate should be removed from consideration.

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