Resources ‹ Retirement s s Retirement Tax-advantaged accounts, 401(k)s, IRAs, and retirement income. Popular Retirement Questions Select a popular question How do I roll over my 401(k) into an IRA? Can I use Betterment for my 401(k) plan? Am I on track for a comfortable retirement? How do I move my IRA to Betterment? How much retirement income can I safely withdraw every month? What is the difference between a Roth and Traditional IRA? How can I maximize my retirement accounts? How much should I save for retirement? Retirement Topics Featured 401(k)s and IRAs Investment Income Planning Ahead Recent Posts Planning Ahead Should You Factor Home Equity into Your Retirement Plan? The answer depends on how much equity you have built up in your home—and what you expect your retirement expenses to be. Read More 401(k)s and IRAs How to Do a Direct IRA Transfer A transfer of your IRA to Betterment is easy and can be done online in four simple steps. Read More 401(k)s and IRAs IRA Calculator: Which Is the Right Type for Your Savings Goals? Betterment’s IRA calculator can help you determine whether a traditional or Roth IRA is best suited for you. Read More 401(k)s and IRAs How to Save for Retirement: 5 Essential Savings Accounts to Consider Challenge yourself to max out your 401(k) plan in 2015—that’s $1,500 per month from your salary. Read More 401(k)s and IRAs “Market Timing” for Your IRA: The Early Premium Want to know a simple strategy that can help you end up with thousands more by properly timing your investment into your IRA? Read More Planning Ahead 8 Things You Should Talk About When Retiring as a Couple A retirement coach shares her tips on how to transition into your next phase of life—together. Read More Planning Ahead Don’t Wait to Have This Conversation with Your Parents Help your parents consolidate—and automate—their accounts in order to save time and money. Read More Investment Income The Pros and Cons of Top Retirement Income Sources You may find that a combination of income sources work best for your personal financial situation and risk profile. Read More Investment Income 5 Questions for Planning Your Retirement Income How long will you need retirement income? Longer than you think. Read More 401(k)s and IRAs How to Roll Over Your 403(b) to Betterment Betterment makes rolling over your 403(b) simple and efficient. Get started online, or with one of our rollover specialists. Read More 401(k)s and IRAs Roth IRA Rules: Smart Ways to Avoid Taxes on a Conversion Roth IRA rules can appear limiting on first glance—but you may be able to fund a Roth by rolling over funds from another account. Read More Investment Income Retirement Income Shouldn’t Be a Guessing Game Betterment’s Retirement Income goal takes the guess work out of your most important retirement question: Will I run out of money? Read More Investment Income Why the 4% Rule Is Broken There are fundamental flaws in the popular 4% rule for retirement income, including its reliance on a higher yield environment. Read More 401(k)s and IRAs Selecting an IRA: Ask Yourself ‘Tax Free Now or Later?’ (video) The best choice for you may depend on your current income tax rate, your future projected income tax rate and possibly other factors. Read More Retirement Obama MyRA Plan? Betterment Is Already a Step Ahead As the proposed MyRA is still taking shape, we’d like to weigh in. Read More Load More Articles What Betterment Offers Retirement Solutions at Betterment We provide solutions for every stage of retirement planning. Betterment IRAs Rolling over to a Betterment IRA involves almost no paperwork and allows customers to be invested in as little as two days.