Resources ‹ Retirement ‹ 401(k)s and IRAs s s 401(k)s and IRAs Rollovers, Roth conversions, 401(k) strategies Popular Retirement Questions Select a popular question How do I roll over my 401(k) into an IRA? Can I use Betterment for my 401(k) plan? Am I on track for a comfortable retirement? How do I move my IRA to Betterment? How much retirement income can I safely withdraw every month? What is the difference between a Roth and Traditional IRA? How can I maximize my retirement accounts? How much should I save for retirement? 401(k)s and IRAs Topics Featured 401(k)s and IRAs Investment Income Planning Ahead Recent Posts 401(k)s and IRAs Dip into Your Taxable Account to Max Out Your IRA If want to fund an IRA but your only source of free cash is from assets in a taxable account, it can be worth it to sell and reinvest in an IRA—even if it means a small tax bill. Here’s why. Read More 401(k)s and IRAs The “Best” IRA Rollover Offers Are Not What They Appear Before you bite on one of the “best” IRA rollover offers, it's important to read the fine print and ask yourself a few questions. Read More 401(k)s and IRAs How to Save for Retirement When You’re Self-Employed Entrepreneurs and small-business owners have several options for tax-advantaged retirement savings. Read More 401(k)s and IRAs The Roth Advantage No One Talks About These tax-advantaged accounts can help earn you more in more ways than one in retirement. The most talked-about benefit of a Roth IRA is the investor’s ability to withdraw funds … Read More 401(k)s and IRAs How to Do a Direct IRA Transfer A transfer of your IRA to Betterment is easy and can be done online in four simple steps. Read More 401(k)s and IRAs IRA Calculator: Which Is the Right Type for Your Savings Goals? Betterment’s IRA calculator can help you determine whether a traditional or Roth IRA is best suited for you. Read More 401(k)s and IRAs How to Save for Retirement: 5 Essential Savings Accounts to Consider Challenge yourself to max out your 401(k) plan in 2015—that’s $1,500 per month from your salary. Read More 401(k)s and IRAs “Market Timing” for Your IRA: The Early Premium Want to know a simple strategy that can help you end up with thousands more by properly timing your investment into your IRA? Read More 401(k)s and IRAs How to Roll Over Your 403(b) to Betterment Betterment makes rolling over your 403(b) simple and efficient. Get started online, or with one of our rollover specialists. Read More 401(k)s and IRAs Roth IRA Rules: Smart Ways to Avoid Taxes on a Conversion Roth IRA rules can appear limiting on first glance—but you may be able to fund a Roth by rolling over funds from another account. Read More 401(k)s and IRAs Selecting an IRA: Ask Yourself ‘Tax Free Now or Later?’ (video) The best choice for you may depend on your current income tax rate, your future projected income tax rate and possibly other factors. Read More 401(k)s and IRAs Choosing Between Roth and Traditional IRAs Pay your income taxes now or later? You'll have to decide what strategy works for you. At Betterment, we offer both types of accounts. Our specialists can help. Read More 401(k)s and IRAs How to Roll Over An IRA : The Indirect Method Use this easy 8-step breakdown to get your IRA rollover rolling. Read More 401(k)s and IRAs 3 Hacks To Improve Your 401(k) Account Your 401k plan needs a yearly tune-up, but you're unsure of what to do? This three-step plan will help you maximize your hard-earned retirement savings. Read More 401(k)s and IRAs Can You Have a 401(k) and an IRA? Juggling retirement accounts can be tricky. With open enrollment season coming up, here's how to maximize yours. Read More Load More Articles What Betterment Offers Retirement Solutions at Betterment We provide solutions for every stage of retirement planning. Betterment IRAs Rolling over to a Betterment IRA involves almost no paperwork and allows customers to be invested in as little as two days.