Resources ‹ Personal Finance ‹ Goals and Advice s s Goals and Advice Using Betterment goals, setting goals, financial planning for goals Popular Personal Finance Questions Select a popular question Should I invest or payoff debt? How does Betterment keep my money safe? How much should I save in my Safety Net goal? Goals and Advice Topics Featured Goals and Advice Recent Posts Goals and Advice How We’re Meeting Our New Year’s Goals: Better Habits In 2016, we’re creating real habits to achieve personal life goals. Read More Goals and Advice How to Get the Most Impact Out of Your Charitable Donations This holiday season, use Betterment and Agora to make sure your money is having as much impact as it could. Read More Goals and Advice The Rehumanizing Impact of Robo-Advice Automated advice gives people more time to live their lives. Read More Goals and Advice Robo-Advisors Aren’t Just for Millennials Regardless of age group, everyone deserves to benefit from smarter technology, especially when it comes to something as important as investing for the future. Read More Goals and Advice How to Invest $10 Million with a Robo-Advisor While everyone seems to know how to get started with Betterment, some might wonder, how are the wealthiest customers using a robo-advisor? Read More Goals and Advice The Future of Financial Advice The comfort of pensions once provided by blue-chip companies may be replaced by the promise of smarter technology. Read More Goals and Advice How to Save for Your First Down Payment Saving for a first down payment and building home equity can be a way to build wealth over time. Here’s what you need to know about saving before you buy. Read More Goals and Advice Buying a Second Home? 4 Tax Considerations Buying a vacation property is a great investment goal if you know how to maximize the income and tax deductions. Read More Goals and Advice How to Get a Raise and Invest It Stay on the same spending level when you get a raise, and invest the difference. Read More Goals and Advice 4 Ways to Share Your Wealth in the Season of Charitable Giving Money is always appreciated by not-for-profit organizations, but people are increasingly giving their time, as well. Read More Goals and Advice Is Your Year-End Financial Plan Missing Something? Q4 is the carpe diem quarter. You’ve got nine months of the year behind you, the blank slate of 2016 around the corner. Read More Goals and Advice Why You Never See the Full 70% from Your Health Insurance Company The amount your insurance company pays out may change from geographic location to location. Read More Goals and Advice What is a Robo-Advisor? Betterment automatically manages your portfolio so you don't have to worry about your investments. Read More Goals and Advice What I Learned From Buying My First Home (Hint: I’m House Rich) Buying my first home was not exactly a fun project. It’s stressful and confusing. Read More Goals and Advice Back to School? 10 Books for Investors of All Levels For even the most advanced financial whizzes, ongoing education remains a key part of managing money well. Read More Load More Articles What Betterment Offers Retirement Solutions at Betterment We provide solutions for every stage of retirement planning. Betterment IRAs Rolling over to a Betterment IRA involves almost no paperwork and allows customers to be invested in as little as two days.