Resources ‹ Advanced Investing s s Advanced Investing Betterment portfolios, ETFs, asset management, investment taxes, growth strategies. Popular Advanced Investing Questions Select a popular question Does Betterment have commodities? What funds are in Betterment's portfolio? What do I do when the market swings? What is the tax cost to switching investment providers? What are Betterment’s returns? Why is global diversification important? What is index-fund investing? What is the best way to diversify a single stock position? Advanced Investing Topics Featured Behavioral Finance Company Stock ETFs Portfolio Management Taxes Recent Posts Advanced Investing Why the S&P 500 Is a Bad Benchmark Using a regional indicator to look at your portfolio of global holdings doesn’t provide an accurate picture. Here’s why. Read More Taxes What Married Taxpayers Lose By Filing Separately If you’re married, deciding how to file your taxes—jointly or separately—may make a difference in how much you pay. Here’s what you need to consider. Read More Taxes Your 2014 Tax Return: Planning Ahead with Betterment Getting ready to file your 2014 tax return? Like with your investments, Betterment helps keep tax prep efficient and simple to do. Read More Portfolio Management With Market Timing, Even If You Win, You Lose (Hint: Taxes) When you’re actively trading, short-term capital gains taxes will cripple your take-home returns. Read More Behavioral Finance Quiz: How Easy Is It to Beat a Buy-and-Hold Portfolio? One of the illusions that many investors have is that it’s worth trying to beat the market. It’s time to put your knowledge to the test and take our quiz. Read More Portfolio Management How Does Betterment Calculate Investment Returns? Use our interactive tool to see the difference between time-weighted, money-weighted and simple return. Read More Behavioral Finance Good Habits: How to Achieve Your New Year’s Resolutions Make it easier to accomplish your goals by making the execution as effortless as possible. Read More Taxes Your 2015 Tax Season Calendar Tax season doesn't have to be stressful—follow along with Betterment's tax season calendar for a smarter route to April 15. Read More Taxes 5 Tax Law Changes in 2015 You Need to Know Increased 401(k) limits can help savers put away more money for retirement in 2015—but some new restrictions are coming for IRAs. Read More Portfolio Management The Betterment Guide to ‘Investment’ Cash What is the role of cash in investing? Learn more about the role of cash in your diversified portfolio and investment goals. Read More Taxes 15 Year-End Tax Moves to Lower Your Tax Bill Year-end planning is about finding the right year in which to earn additional income or to spend money on more tax deductions. Read More Portfolio Management It’s About Time in the Market, Not Market Timing Explore how the length of an investing period impacted annual returns from 1928 to 2014. Read More ETFs Investment Selection: Building Portfolios, Fund by Fund Building and managing an investment portfolio is a bit like building a piece of furniture. Here are the tools we used. Read More Behavioral Finance High-Frequency Monitoring: A Short-Sighted Behavior If you are checking your portfolio more than once per quarter, you’re doing it too much. Read More Behavioral Finance Advice for a Market Downturn: Have a Calm Heart and Clear Mind Some financial pundits say a market correction is due. Here’s how to prepare yourself. Read More Load More Articles What Betterment Offers Retirement Solutions at Betterment We provide solutions for every stage of retirement planning. Betterment IRAs Rolling over to a Betterment IRA involves almost no paperwork and allows customers to be invested in as little as two days.