While most financial advisers are focusing on getting your 2012 IRA funded before April 15th, consider this: If you didn't fund your 2013 IRA on January 1st, you've already missed out on a month of tax-free returns - about 2.4% in the S&P500. Read More
Only 52 percent of Americans expressed confidence that they will be comfortable in retirement. Chances are people know they're not putting enough aside or they simply have no idea how much they will need to continue the life they lead and the one they want for the future. Read More
We all learn lessons from our families, including lessons on how to invest. Unfortunately, most of the lessons I’ve learned from my family regarding investing provide insight into what not to do. Read More
I had a sinking feeling reading more bad news on retirement. We keep getting nagged to save more (Americans being poorly prepared for the future and all) – so we do and then we find out our savings are being drained by excessive fees. Argh! Hello brick wall, I think you’ve met my head before. Read More
To kick your savings into high gear, create an emotional connection to your future self. Research shows that people who interacted with their future selves were more willing to improve savings.
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