Showing articles tagged with "methodology"
Retirement Planning Advice Methodology
The complete methodology for Betterment's retirement planning process. Review this set of assumptions to understand how we help customers achieve their retirement goals.
Using Investment Goals at Betterment
Goal-based investing. The idea is prized among financial advisors—and our team at Betterment—but to the everyday investor, it’s often difficult to put into practice.
Betterment SRI Portfolio Strategy
Many investors prefer to invest according to their values. Socially and environmentally conscious customers are able to take advantage of our Socially Responsible Investing (SRI) option.
The Betterment Portfolio Strategy
Betterment’s core portfolio strategy is based on Nobel Prize-winning research. We continually improve the portfolio strategy over time in line with our research-focused investment philosophy.
Goal Projection and Advice Methodology
Betterment helps you get on track to meet your goals by providing projections and advice on allocation, savings, and withdrawals. Our methodology for doing so involves some assumptions worth exploring.
Acceptable Reasons for Using Flexible Portfolios
If you have reasons not to follow our exact portfolio recommendation, small deviations are likely okay in moderation, although they are not advised.
Assessing a Portfolio’s Diversification
Guidance on diversification to help you make portfolio changes, knowing the potential impact to the future performance of your investments.
Optimizing Performance in Lower Risk Betterment Portfolios
In this methodology, we provide insight into how we optimize the performance of the lower risk bonds in Betterment's portfolios.
Two-Way Sweep Methodology
Two-Way Sweep helps make everyday cash management easier to handle by seamlessly moving your extra cash from your linked checking account—and back when you need it.
How We Estimate the Added Value of Using Betterment
How we estimate the added value you gain by following Betterment’s investing recommendations for retirement using our optional tax-smart strategies.
How Portfolio Rebalancing Works to Manage Risk
Portfolio rebalancing, when done effectively, can help manage risk and keep you on track to pursue the expected returns you want to reach your goals.
Betterment’s Model for Financial Advice: An Overview
Saving enough, choosing the right accounts, deciding when you can buy a house or when to retire—all of these are essential decisions before you build an optimal portfolio.
Deriving an Assumption on Inflation
While our assumption on inflation comes down to a judgment call in the end, we take a thoughtful approach to balancing the information coming from what we believe to be the best sources of data.
Asset Location Methodology
In this paper, we discuss the various factors that must be considered by an optimal asset location strategy. We then present the methodology behind TCP, as well as results from performance simulations.
How Tax Impact Preview Works to Help Avoid Surprises
Betterment continues to make investing more transparent and tax-efficient, and empowers you to make smarter financial decisions.