Resources ‹ efficiency s s Articles tagged efficiency ETFs Eliminating the Black Box: How We Automated ETF Selection The 30 funds we use in our portfolio were selected on merits so clear that we codified it. Here’s how we narrowed our ETFs down to 30 from more than 1,600 choices. Read More Inside Betterment Leading a Constantly Improving Organization If you want to innovate, you've got to be willing to take risks and let people fail. Read More Our Story Vertical Integration: Better Business, Better Returns We are the first and only online investment advisor to take this ultra-efficient approach. Read More Product News Your Money, On Your Schedule Our new banking hours will provide increased cash-flow flexibility and access to your assets, no drive-thru involved Read More Advanced Investing Is All Your Money Working For You? Fractional shares are an efficient way to diversify every penny in your investment account. Here’s how we do it. Read More What Betterment Offers Retirement Solutions at Betterment We provide solutions for every stage of retirement planning. Betterment IRAs Rolling over to a Betterment IRA involves almost no paperwork and allows customers to be invested in as little as two days.