Resources ‹ 401(k) s s Articles tagged 401(k) Planning Ahead How We Use Your Income to Calculate Retirement Spending Learn how your current income plays a role in calculating your desired retirement spending level in the future. Read More Planning Ahead RetireGuide Creates Personalized Plans for a Comfortable Retirement Our retirement planning tool shows you whether you are on track for a comfortable retirement—and helps you invest seamlessly based on the recommended retirement advice. Read More Personal Finance The Year Ahead: 5 Trends That Could Impact Your Finances In 2015, individuals will need to be proactive to make the smartest financial planning moves—new technology can help, especially with higher taxes. Read More 401(k)s and IRAs IRA Calculator: Which Is the Right Type for Your Savings Goals? Betterment’s IRA calculator can help you determine whether a traditional or Roth IRA is best suited for you. Read More Portfolio Management Investors Need Better Than Target-Date Funds Applying technology can make investing on a glide path more transparent, lower cost, and personalized for every goal. Read More Life Just Graduated? Time in the Market is Your Friend You might not have a lot of investable assets, but don’t undervalue what you do have: time. Read More 401(k)s and IRAs Roth IRA Rules: Smart Ways to Avoid Taxes on a Conversion Roth IRA rules can appear limiting on first glance—but you may be able to fund a Roth by rolling over funds from another account. Read More Retirement 5 Ways to Get More from Your IRA Now is the time to get stray retirement accounts shored up with a rollover—or start doubling down on saving in a new IRA. Read More 401(k)s and IRAs 3 Hacks To Improve Your 401(k) Account Your 401k plan needs a yearly tune-up, but you're unsure of what to do? This three-step plan will help you maximize your hard-earned retirement savings. Read More 401(k)s and IRAs Can You Have a 401(k) and an IRA? Juggling retirement accounts can be tricky. With open enrollment season coming up, here's how to maximize yours. Read More Retirement Ready for a Rollover? We Make It Easy Rolling over your retirement funds should be as smooth as possible, so your money can continue to grow. Betterment can help make it easy –– and low cost. Read More 401(k)s and IRAs Roll Over a Retirement Account: The Procrastinator’s Guide When you delay rolling over an old retirement account, you're setting yourself up for a loss in savings and returns. Read More 401(k)s and IRAs What’s in Your 401k and Where Did It Come From? Here's the history lesson all savers should read. Read More Inside Betterment From Reporting On Betterment To Working Here Get to know the new Content Manager. Read More 401(k)s and IRAs Find Five Minutes in the Next Five Days Do your taxes. Open an IRA. And get that monkey off your back. Read More Load More Articles What Betterment Offers Retirement Solutions at Betterment We provide solutions for every stage of retirement planning. Betterment IRAs Rolling over to a Betterment IRA involves almost no paperwork and allows customers to be invested in as little as two days.