Free for 90 days: Sign up now and get 90 days managed free after your first deposit. See offer details

Financial Goals

Rich or Poor, You Can Accumulate Wealth Through Investing

The U.S. Trust surveyed High Net Worth and Ultra High Net Worth Americans.

Articles by Mary

By Mary Biggins
  |  Published: July 27, 2011

Image Source: Mykl Roventine

Here are the top three things we thought you’d find interesting:

1) 59% of High Net Worth Americans say that one of the ways they have accumulated their wealth is through investment returns. Sounds like these folks understand the value of investing for the long term!

2) Family and relationships were more important to these individuals than money. 70% said that the quality of relationships with family and friends was very important; only 33% said the value of assets/wealth was very important.

3) 65% said they use a private wealth management or financial planning firm to manage all or part of their assets… but, 36% still admitted that they were not sure how much risk they could tolerate in their investment strategies. Sounds like there is a need for better communication and more transparency.

If you love data as much as the Betterment team, see the entire report here.


Recommended Content

View All Resources
Investing’s Pain Gap: What You Put Up with To Earn Returns

Investing’s Pain Gap: What You Put Up with To Earn Returns

Markets are frustrating—especially when you look at a year’s worth of returns. Year to year, you can easily experience what we call the pain gap. The key is to not let the pain gap create a behavior gap between your account and market performance.

Investing in Your 30s: 3 Goals You Should Set Today

Investing in Your 30s: 3 Goals You Should Set Today

It’s never too early or too late to start investing for a better future. Here’s what you need to know about investing in your 30s.

Cash Analysis Methodology

Cash Analysis Methodology

Betterment's cash analysis aims to provide smart feedback when we think you have extra cash that could be earning you more value if it were in a higher yield account.

Explore your first goal

Safety Net

This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.


Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.

General Investing

If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.

Smart Saver

You could earn 20X more than a typical savings account with our low-risk investing account for your extra cash.

How would you like to get started?

Your first step toward a smarter investing future starts here.

Create a Betterment account

Go ahead and join the smart, modern way to invest.

See what we can do for you

Tell us a bit about yourself, and we'll show you the benefits of investing with us.

Get a free investing checkup

Help us get a sense of your investing approach and see how you could improve.

Transfer a 401(k) or an IRA

Move an existing retirement account into a Betterment IRA.

Download the mobile app

Enjoy the Betterment experience anywhere on the go.


Search our site

For more information and disclosures about the Betterment Resource Center, click here. | See our contributors.