2. Log into your account with your Betterment username and password.
3. Set up your 4-digit PIN. You can manage and change your PIN from the navigation drawer in the app.
If you’re new to our mobile apps (they’re free), here’s what you can do with them:
- Check the balance and returns of your portfolio in real time.
- Deposit and withdraw money anywhere, any time.
- Manage your portfolio’s stock and bond allocation.
- Review your goals and account activity.
- Refer Betterment to your friends and family.
If you enjoy using Betterment please take a moment and let us know what you think of the new update. Happy downloading!
Displaying Performance to Shape Better Investor Behavior
Understanding your accounts’ performance can feel complicated. We’re advancing how we display performance to help answer your questions and make stronger investment decisions.
Smart Saver Gets Smarter with Cash Analysis
Cash analysis is Betterment’s tool for helping you decide how much extra cash you have to move into Smart Saver.
Smart Saver: A Low-Risk Account for Extra Cash
Providing a clearer answer for what to do with extra cash sitting in your checking and savings accounts: Smart Saver.
Explore your first goal
This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.
Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.
If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.
How would you like to get started?
Your first step toward a smarter investing future starts here.
Create a Betterment account
Go ahead and join the smart, modern way to invest.
See what we can do for you
Tell us a bit about yourself, and we'll show you the benefits of investing with us.
Get a free investing checkup
Help us get a sense of your investing approach and see how you could improve.
Transfer a 401(k) or an IRA
Move an existing retirement account into a Betterment IRA.
Download the mobile app
Enjoy the Betterment experience anywhere on the go.