What We Offer

I’m Savin’ Up!

Hang on a minute… I thought Betterment was the “revolutionary way to save”?! According to the slogan at the bottom of the display, seems we have some competition from these cheeky tins. The instructions are simple: “just line coin up with slot and release”. With memorable characters and hilarious quips, it’s saving the good ol’ fashioned way.

By the Editorial Staff
Betterment Resource Center | Published: March 15, 2012

If only it were that easy! Research shows that when faced with too many money decisions, we tend to do nothing. The solution? Put your finances on autopilot. Regular, automatic deposits into your Betterment account will help you reach your goals faster, with much less hassle.

Starting March 16, you can have up to 10 goals in your Betterment account, making it easy to save for retirement, your wedding, kids, college, a year in Africa, your very own apartment and more, all at the same time. Because every goal is unique, you can tailor the asset allocation and auto-deposit of each one.

What are you savin’ up for?

Manage Your Cash the Modern Way With Two-Way Sweep

Manage your cash the modern way—effortlessly. Try out Two-Way Sweep, our latest in cash management technology.

Cash Analysis Methodology

Betterment's cash analysis aims to provide smart feedback when we think you have extra cash that could be earning you more value if it were in a higher yield account.

Understanding Our Socially Responsible Investing (SRI) Portfolio

Socially responsible investing (SRI) is an approach to investing that reduces exposure to companies that are deemed to have a negative social impact while increasing exposure to companies that are deemed to have a positive social impact.

Explore your first goal

Safety Net

This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.

Retirement

Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.

General Investing

If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.

Smart Saver

You could earn 20X more than a typical savings account with our low-risk investing account for your extra cash.

How would you like to get started?

Your first step toward a smarter investing future starts here.

Create a Betterment account

Go ahead and join the smart, modern way to invest.

See what we can do for you

Tell us a bit about yourself, and we'll show you the benefits of investing with us.

Get a free investing checkup

Help us get a sense of your investing approach and see how you could improve.

Transfer a 401(k) or an IRA

Move an existing retirement account into a Betterment IRA.

Download the mobile app

Enjoy the Betterment experience anywhere on the go.