Using the guide, new 401(k) plan participants can learn how to set up and manage their accounts with Betterment’s highly intuitive and easy-to-use platform.
New and existing Betterment customers can sync their outside accounts to see all of their wealth in one place.
All 401(k) plan participants can add taxable accounts, IRAs, and even roll over previous employer 401(k) plans to Betterment.
If you’re a new participant in a Betterment 401(k) (and even if you’re already a Betterment customer), we’ve created an easy Getting Started with Betterment for Business guide to help you set up your account. With this guide, you can start contributing and investing for your retirement goals today.
The guide will show you how to manage your Betterment 401(k), including how to set your desired contribution rate or percentage from your paycheck. You’ll also find information about employer matches and profit sharing, and how to adjust your target retirement date and asset allocation.
The guide also contains information about rolling over an old 401(k) from a previous employer.
You can also learn how to invest even more by starting new Betterment taxable accounts and Individual Retirement Accounts (IRAs). Then, sync your outside external investment accounts so you can see all of your accounts in one place.
Finally, use Betterment’s retirement planning tool RetireGuide to find out how much you’ll need to save for a comfortable retirement
RetireGuide is customized based on your current and future income (including Social Security income), retirement date, location, current savings goals, and all of your synced outside accounts. It’s easy to get a sense of where you stand and what steps to take to get on track toward a retirement savings plan.
Get all the information you’re looking for, plus links to more helpful resources regarding Betterment for Business and your new 401(k) in our Getting Started with Betterment for Business guide.
How to Do a Direct IRA Transfer
If this is your first direct IRA transfer, don’t worry. We help process direct IRA transfers every day, and we’re here to make it as easy for you as possible.
What’s Inside the Betterment Portfolio Strategy?
Explore the asset classes in Betterment's recommended set of portfolios. Then, take a look at the exchange-traded funds (ETFs) underlying each part of the portfolio strategy.
How to Roll Over A 401(k)—Betterment Makes It Easy
Have 401(k)s from old jobs lying around? Betterment makes rolling them over into a low-cost IRA account simple and easy.
Explore your first goal
This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.
Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.
If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.