Earn Rewards: Sign up now and earn a special reward after your first deposit. See offer details

<title>Dismiss</title>

Betterment

Save, invest, retire

GET — On the App Store

View

Concerned about market volatility? We've got answers and guidance for you. See videos

<title>Dismiss</title>

Get Started With Your Betterment 401(k)

Are you a new Betterment 401(k) plan participant? Set up and start contributing to your account with our Getting Started Guide.

Articles by Betterment Editors
By the Editorial Staff Betterment Resource Center Published May. 24, 2016
Published May. 24, 2016
2 min read
  • Using the guide, new 401(k) plan participants can learn how to set up and manage their accounts with Betterment’s highly intuitive and easy-to-use platform.

  • New and existing Betterment customers can sync their outside accounts to see all of their wealth in one place.

  • All 401(k) plan participants can add taxable accounts, IRAs, and even roll over previous employer 401(k) plans to Betterment.

B4B getting started guideIf you’re a new participant in a Betterment 401(k) (and even if you’re already a Betterment customer), we’ve created an easy Getting Started with Betterment for Business guide to help you set up your account. With this guide, you can start contributing and investing for your retirement goals today.

The guide will show you how to manage your Betterment 401(k), including how to set your desired contribution rate or percentage from your paycheck. You’ll also find information about employer matches and profit sharing, and how to adjust your target retirement date and asset allocation.

The guide also contains information about rolling over an old 401(k) from a previous employer.

You can also learn how to invest even more by starting new Betterment taxable accounts and Individual Retirement Accounts (IRAs). Then, sync your outside external investment accounts so you can see all of your accounts in one place.

Finally, use Betterment’s retirement planning tool to find out how much you’ll need to save for a comfortable retirement

It’s customized based on your current and future income (including Social Security income), retirement date, location, current savings goals, and all of your synced outside accounts. It’s easy to get a sense of where you stand and what steps to take to get on track toward a retirement savings plan.

Get all the information you’re looking for, plus links to more helpful resources regarding Betterment for Business and your new 401(k) in our Getting Started with Betterment for Business guide.

Recommended Content

View All Resources

What’s Inside the Betterment Portfolio Strategy?

Explore the asset classes in Betterment's recommended set of portfolios. Then, take a look at the exchange-traded funds (ETFs) underlying each part of the portfolio strategy.

How to Do a Direct IRA Transfer

If this is your first direct IRA transfer, don’t worry. We help process direct IRA transfers every day, and we’re here to make it as easy for you as possible.

401(k) Automatic Enrollment: The Easiest Way to Help Employees Save

Answers to the most frequently asked questions about 401(k) automatic enrollment.

Explore your first goal

Cash Reserve

Our high-yield account built to help you earn more on every dollar you save.

Safety Net

This is a great place to start—an emergency fund for life's unplanned hiccups. A safety net is a conservative portfolio.

Retirement

Whether it's a long way off or just around the corner, we'll help you save for the retirement you deserve.

General Investing

If you want to invest and build wealth over time, then this is the goal for you. This is an excellent goal type for unknown future needs or money you plan to pass to future generations.

See details and disclosure for Betterment's articles and FAQs.